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At Starbucks' (Nasdaq: SBUX) annual meeting yesterday, CEO Howard Schultz announced that 3 million customers have used the Starbucks Card Mobile app for iPhone and BlackBerry.

Welcome to a new era where your phone also serves as your wallet. In December, ABI Research estimated that smartphone-led commerce resulted in $3.4 billion in purchases during 2010. Impressed? Google (Nasdaq: GOOG) sees us spending even more, soon.

The Big G is reportedly working on a deal with VeriFone (NYSE: PAY) to create Android-ready payment terminals for phone shoppers. Handsets would need near-field communications technology to make this work, but with NFC specialist NXP Semiconductors (Nasdaq: NXPI) already supplying Android-compatible chipsets, that's not likely to be a problem.

Now it's your turn to weigh in. Are you among the caffeinated crew already using the Starbucks Card Mobile app? Do you plan to use more mobile commerce apps when they become available? Please vote in the poll below, then leave a comment to explain your thinking. You can also rate Starbucks in Motley Fool CAPS and keep tabs on the company by adding the stock to your Watchlist for free, personalized stock tracking.

Both our Motley Fool Inside Value and Motley Fool Rule Breakers services have recommended members purchase shares of Google. Starbucks is a Motley Fool Stock Advisor selection. Try any of our Foolish newsletter services free for 30 days.

Fool contributor Tim Beyers is a member of the Rule Breakers stock-picking team. He owned shares of Google at the time of publication. Check out Tim's portfolio holdings and Foolish writings, or connect with him on Twitter as @milehighfool. You can also get his insights delivered directly to your RSS reader. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool owns shares of Google and Starbucks and is also on Twitter as @TheMotleyFool. Its disclosure policy is in the checkout line. Beep!