The following video is part of our "Motley Fool Conversations" series, in which senior analyst Anand Chokkavelu, CFA, discusses topics around the investing world.

The world of Wall Street can be murky and confusing, partially on purpose. Recently, there was a $25 billion settlement involving the top five mortgage servicers, including Citigroup. Anand sees the settlement as a net good for investors and potential investors in Citigroup, but he highlights a maneuver Citigroup made that you shouldn't miss. It effectively allows Citi to have its cake and eat it, too.

Anand Chokkavelu owns shares of Bank of America, JPMorgan Chase, Citigroup, and Wells Fargo. The Motley Fool owns shares of Bank of America, Citigroup, JPMorgan Chase, and Wells Fargo and has created a covered strangle position in Wells Fargo. Motley Fool newsletter services recommend Goldman Sachs. Try any of our Foolish newsletter services free for 30 days. We Fools don't all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.