Motley Fool analysts Austin Smith and Anand Chokkavelu discuss whether Citigroup is too big for its britches (as former head Sandy Weill suggests) or whether it's a streamlined bank just trying to expand in its core areas (as current head Vikram Pandit argues).

Anand argues that, yes, Citi's has spun off insurance arm Traveler's, is selling other non-core businesses, and is in the process of running off some toxic assets, it's not a simple bank. See more in the video below.

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