Motley Fool analysts Austin Smith and Anand Chokkavelu discuss whether Citigroup is too big for its britches (as former head Sandy Weill suggests) or whether it's a streamlined bank just trying to expand in its core areas (as current head Vikram Pandit argues).

Anand argues that, yes, Citi's has spun off insurance arm Traveler's, is selling other non-core businesses, and is in the process of running off some toxic assets, it's not a simple bank. See more in the video below.

To learn more about the most-talked-about bank out there, check out our in-depth company report on Bank of America. The report details Bank of America’s prospects, including three reasons to buy and three reasons to sell. Just click here to get access.

Austin Smith has no positions in the stocks mentioned above. The Motley Fool owns shares of Bank of America, Citigroup Inc , and JPMorgan Chase & Co. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.