There is perhaps no better publicly traded bank than New York Community Bank. It's led by arguably the most successful chief executive officer in the industry, pays a whopping 7% dividend yield, steered clear of the massive losses many of its peers suffered during the financial crisis, and is now growing at a quick but responsible clip. Yet it's now positioned at a pivotal fork in the road. In the video below, John Maxfield discusses what this means for the bank and its shareholders.

John Maxfield owns shares of Bank of America. The Motley Fool owns shares of Bank of America, Citigroup, and JPMorgan Chase. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.