There is perhaps no better publicly traded bank than New York Community Bank. It's led by arguably the most successful chief executive officer in the industry, pays a whopping 7% dividend yield, steered clear of the massive losses many of its peers suffered during the financial crisis, and is now growing at a quick but responsible clip. Yet it's now positioned at a pivotal fork in the road. In the video below, John Maxfield discusses what this means for the bank and its shareholders.

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