U.S. Bancorp (NYSE:USB) investors, prepare to hurry up and wait. For this conservative, well-run bank, the big opportunity for investors comes from the potential for long-term appreciation.

The past decade hasn't been kind to banks -- just ask Bank of America (NYSE:BAC) or Citigroup (NYSE:C) -- but investors in U.S. Bancorp have nonetheless pocketed an enviable return. And thanks to the way the bank is run, it looks as if more of the same is ahead.

See more in the following video.

Fool contributor Matt Koppenheffer owns shares of Bank of America. The Motley Fool owns shares of Bank of America, Citigroup, JPMorgan Chase, and Wells Fargo. Motley Fool newsletter services recommend Wells Fargo. Try any of our Foolish newsletter services free for 30 days. We Fools don't all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.