Putting together a bearish case on Bank of America (NYSE:BAC) and Citigroup (NYSE:C) is an easy exercise. But what about the stable, conservatively run US Bancorp (NYSE:USB)?

I may like the bank, but there's definitely a bearish argument to be made. In the video below, I discuss three reasons that investors might want to consider selling -- or avoiding -- US Bancorp's stock.

This article represents the opinion of the writer, who may disagree with the “official” recommendation position of a Motley Fool premium advisory service. We’re motley! Questioning an investing thesis -- even one of our own -- helps us all think critically about investing and make decisions that help us become smarter, happier, and richer.