In the following video, Motley Fool financial analysts Matt Koppenheffer and Morgan Housel discuss a subject brought up in an article in the magazine, The Atlantic. The article highlights how now, after the crisis, banks are still big black boxes with too many unknowns, and are an unsafe investment. The guys discuss the idea that, rather than avoiding all banks right now because of the unknowns, a better approach might be to get in when the bank is trading very cheaply, in order to mitigate the risk, and reduce some of the potential downside.
Is It High Time to Sell All Big Banks?
By Morgan Housel and Matt Koppenheffer – Jan 3, 2013 at 7:03PM
NYSE: BAC
Bank of America

Market Cap
$396B
Today's Change
(0.21%) $0.11
Current Price
$53.56
Price as of November 3, 2025 at 4:00 PM ET
Just how safe is it to be a bank investor these days?
About the Author
Morgan Housel is the best-selling author of The Psychology of Money and Same as Ever. A former economics and finance columnist for Fool.com and analyst for Motley Fool One, he currently serves as a partner at The Collaborative Fund and on the board of directors at Markel.