The results of the Dodd-Frank stress tests came out last night, and shockingly, Ally Financial was the only bank to receive a failing grade. Are these new banking stress tests too easy?

In this video, Motley Fool financials analysts Matt Koppenheffer and David Hanson tell us why all eyes were on Bank of America (BAC -1.07%) and Citigroup (C -1.09%), how those two banks performed, and why passing grades all around is good news.