Several of the big banks have seen deposits in non-interest-bearing accounts up sharply recently, indicating that safety is still far more prominent in many investors' minds than returns. But with the fiscal cliff behind us and interest rates remaining low, is this a trend that is going to continue?

In this video, Motley Fool financial analysts David Hanson and Matt Koppenheffer discuss why it will be a great sign for our economy if these deposits start to decrease, and a worrying sign if they don't. 


David Hanson has no position in any stocks mentioned. Matt Koppenheffer owns shares of Bank of America. The Motley Fool recommends Wells Fargo. The Motley Fool owns shares of Bank of America, JPMorgan Chase, and Wells Fargo. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.