In the following video, Motley Fool contributor John Reeves tells investors why he's not buying shares of Bank of America (BAC 2.08%) today. John discusses several shady practices the bank's former employees have accused it of, including using the Home Affordable Modification Program, or HAMP, as a tool to get as much money out of borrowers as possible before foreclosing. John frames this as a bank putting shareholder interests ahead of customer interests, something he would never touch as an investor.