Shares of Capital One (NYSE:COF) fell more than 4% Friday on news that the company missed expectations this quarter both in earnings and revenue. In this video, Fool analyst Brendan Mathews digs into what happened this quarter with Capital One and its outlook over the next few years.

Capital One, like many financial businesses at the moment, struggled with net margin compression this quarter, or the spread between what it pays out to depositors versus what it earns on its investments. Combining that broad trend with the company's heavy reliance on credit card and auto loans, which are struggling markets at the moment, Capital One certainly faces some near-term headwinds.

That said, Brendan really likes the company's long-term prospects. Capital One 360 is currently the nation's largest Internet bank, and he considers CEO Richard Fairbank to be a very savvy leader. He sees Capital One at 11 times earnings as a great opportunity to buy a stock that could beat the market over the next three to five years.