Citigroup (NYSE:C) is known for its sprawling international operations, but would investors cheer if they pared back operations? Meanwhile Wells Fargo (NYSE:WFC) has virtually no international retail operations, but would going abroad be a good idea for the San Francisco lender?

In this segment of The Motley Fool's financials-focused show, Where the Money Is, banking analysts David Hanson and Matt Koppenheffer play a round of "Would You Rather" and debate the merits of each stock.

This article represents the opinion of the writer, who may disagree with the “official” recommendation position of a Motley Fool premium advisory service. We’re motley! Questioning an investing thesis -- even one of our own -- helps us all think critically about investing and make decisions that help us become smarter, happier, and richer.