Citigroup (C -0.71%) is known for its sprawling international operations, but would investors cheer if they pared back operations? Meanwhile Wells Fargo (WFC -2.23%) has virtually no international retail operations, but would going abroad be a good idea for the San Francisco lender?

In this segment of The Motley Fool's financials-focused show, Where the Money Is, banking analysts David Hanson and Matt Koppenheffer play a round of "Would You Rather" and debate the merits of each stock.