Wells Fargo's (NYSE:WFC) record of posting higher earnings each quarter ended when the company reported the results from this earnings season. On a similar note, Citigroup's (NYSE:C) earnings per share plummeted this quarter after it paid a $7 billion settlement. Do these results suggest disappointing performances in the future, too?

In the following video, Motley Fool banking analysts David Hanson and Matt Koppenheffer discuss why these earnings fell this season and the encouraging signs for Wells Fargo and Citigroup as they move forward into the next quarter.