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Bank OZK(NASDAQ) OZK

Current Price$50.32
Market Cap$5.71BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1997)+8,169%
5 Year+47%
1 Year+0%
1 Month-0%
Bank OZK last closing stock price
MetricPriceDate
Last closeUSD 50.332026-07-24
Bank OZK stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-3.23%USD 52.012026-07-17
1 month-0.29%USD 50.482026-06-24
3 month+7.04%USD 47.022026-04-24
Year to date+12.58%USD 44.702025-12-31
1 year+0.4%USD 50.132025-07-24
3 year+33.9%USD 37.592023-07-25
5 year+47.46%USD 34.132021-07-23
Since inception+8,169.18%USD 0.611997-07-17

Bank OZK Financials at a Glance

Market Cap

$5.71BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$2.80B

Net Income (TTM)

$706.89M

EPS (TTM)

$6.14

P/E Ratio

8.19

Dividend

$1.86

Beta (Volatility)

1.08 (Average)

Price

$50.32

Volume

34,253

Open

$50.17

Previous Close

$50.32

Daily Range

$49.97 - $50.77

52-Week Range

$42.37 - $53.66

Estimated Earnings Date

Oct 15, 2026

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About Bank OZK

Bank OZK, a seasoned financial institution, offers a wide array of retail and commercial banking services across the United States. It primarily operates in Arkansas, with branches in other southern and eastern states. The bank has established itself through strategic growth and diversification, focusing on specialized commercial lending and real estate financing.

Products and Services

Retail and commercial deposit services: checking, savings, money market, and individual retirement accounts.

Loan services: real estate, consumer, commercial, industrial, and agricultural loans.

Mortgage lending services for residential and commercial properties.

Treasury management and wealth management services for businesses and individuals.

Online and mobile banking, along with credit card offerings through third-party providers.

What Makes Bank OZK Special

Bank OZK stands out due to its specialized focus in real estate and commercial lending, enabling it to serve niche markets underserved by larger banks. Its experienced leadership team drives strategic initiatives, utilizing technology and efficient branch management to enhance customer service and operational performance.

Five Things You Need to Know

Established in June 1981, Bank OZK has a significant presence in Arkansas and southern U.S. states.

The bank specializes in real estate and commercial lending, prioritizing a diversified loan portfolio.

Leadership emphasizes prudent fiscal management and technological investment for operational efficiency.

The bank employs a growth strategy focused on geographic expansion and digital innovation.

Public and regulatory filings indicate no single customer contributes more than 10% of its revenue, showcasing diversified income streams.

AI Generated • Apr 16, 2026

Industry

Banks

Employees

3,351

CEO

George G. Gleason, II

Headquarters

Little Rock, AR 72223, US

OZK Financials

Key Financial Metrics (TTM)

Gross Margin

55.80%

Operating Margin

32.97%

Net Income Margin

25.27%

Return on Equity

11.63%

Return on Capital

14.17%

Return on Assets

1.70%

Earnings Yield

12.21%

Dividend Yield

3.70%

Payout Ratio

30.57%

Stock Overview

Market Cap

$5.71BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

113.43M

Volume

34.25K

Avg. Volume

1.18M

Financials (TTM)

Gross Profit

$1.56B

Operating Income

$922.02M

EBITDA

$1.02B

Operating Cash Flow

$807.92M

Capital Expenditure

-$106.49M

Free Cash Flow

$701.44M

Cash & ST Invst.

$1.70B

Total Debt

$813.88M

Bank OZK Performance Analysis

Bank OZK annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 1,380,571,00016.3%
20232023-12-31USD 2,250,722,00063.0%
20242024-12-31USD 2,773,990,00023.2%
20252025-12-31USD 2,801,625,0001.0%
Bank OZK sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-304.4%
Q32025-09-304.5%
Q42025-12-31-3.6%
Q12026-03-31-6.1%
Bank OZK annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 4.541.5%
20232023-12-31USD 5.8729.5%
20242024-12-31USD 6.144.6%
20252025-12-31USD 6.180.6%
Bank OZK sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-307.5%
Q32025-09-300.6%
Q42025-12-31-3.8%
Q12026-03-31-5.9%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$661.55M

-1.3%

Gross Profit

$376.15M

+1.4%

Gross Margin

56.86%

N/A

Market Cap

$5.71BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.70M

N/A

Employees

3,351

N/A

Net Income

$163.36M

-5.0%

EBITDA

$243.18M

-0.2%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$1.70B

-39.8%

Total Debt

$813.88M

+6.7%

Accounts Receivable

$176.25M

+1.1%

Inventory

$0.00

N/A

Long Term Debt

$463.24M

-39.3%

Short Term Debt

$350.64M

N/A

Return on Assets

1.70%

N/A

Return on Invested Capital

2.23%

N/A

Free Cash Flow

$212.06M

-12.5%

Operating Cash Flow

$239.03M

-11.1%

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Questions About OZK

What is the current price of Bank OZK?

Bank OZK is trading at $50.32 per share.

What is the 52-week range for Bank OZK?

Over the past 52 weeks, Bank OZK has traded between $42.37 and $53.66.

How much debt does Bank OZK have?

As of the most recent reporting period, Bank OZK reported total debt of $813.88M.

How much cash does Bank OZK have on hand?

Bank OZK does not have cash on hand data available.

What is Bank OZK’s dividend yield?

Bank OZK currently has a dividend yield of 3.70%.

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