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PCB Bancorp(NASDAQ) PCB

Market Cap$400.28MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2003)+150%
5 Year+74%
1 Year+41%
1 Month-2%
$27.93
-0.28%
-0.08Today
After hours$27.80-$0.13 (-0.46%)
PCB Bancorp last closing stock price
MetricPriceDate
Last closeUSD 28.122026-08-06
PCB Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+1.63%USD 27.672026-07-30
1 month-1.78%USD 28.632026-07-07
3 month+13.98%USD 24.672026-05-08
Year to date+32.31%USD 21.252025-12-31
1 year+40.56%USD 20.012025-08-06
3 year+93.06%USD 14.572023-08-07
5 year+74.33%USD 16.132021-08-06
Since inception+149.56%USD 11.312003-12-17

PCB Bancorp Financials at a Glance

Market Cap

$400.28MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$212.74M

Net Income (TTM)

$41.81M

EPS (TTM)

$2.89

P/E Ratio

9.73

Dividend

$0.84

Beta (Volatility)

0.67 (Low)

Price

$27.93

Volume

31,354.872

Open

$28.02

Previous Close

$27.90

Daily Range

$27.68 - $28.33

52-Week Range

$19.70 - $30.84

Estimated Earnings Date

Oct 22, 2026

PCB News

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PCB Bancorp Posts 44% EPS Jump in Q2

Motley Fool Markets TeamJul 25, 2025

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About PCB Bancorp

PCB Bancorp provides banking to small businesses and individuals. It helps customers manage money through checking accounts and loans. These services solve daily financial needs for local business owners.

Banking Basics for Local Business

  • Commercial Real Estate: Lending for retail, industrial, and multifamily properties; serves property owners and developers.
  • Business Loans: Term loans and lines of credit; supports small and middle market companies.
  • Consumer Banking: Residential mortgages and personal loans; provides financing for individual homeowners.
  • Deposit Services: Checking, savings, and money market accounts; includes mobile banking and cash management tools.

Growing the Loan Portfolio

  • The company changed its name from Pacific City Financial Corporation in July 2019.
  • It received a $69.1 million investment from the U.S. Treasury under the Emergency Capital Investment Program on May 24, 2022.
  • PCB entered an agreement on Jan. 16, 2025, for a potential option to repurchase preferred stock at a discount.
  • The bank expanded its footprint to include branches and loan offices in California, New York, New Jersey, and Texas.

A Focus on Community Lending

PCB operates as a minority depository institution focusing on underserved communities. Los Angeles County accounts for 59.5% of commercial real estate loans as of June 30, 2026.

The Latest Numbers

  • Net income available for common shareholders was $10.4 million for the three months ended June 30, 2026. This was up 16.0% year over year.
  • Total assets grew to $3.47 billion at June 30, 2026. This was an increase of 5.7% from Dec. 31, 2025.
  • Total deposits were $2.92 billion at June 30, 2026. This was up 4.6% from Dec. 31, 2025.
  • Loans held-for-investment reached $2.93 billion at June 30, 2026. This rose 4.0% from Dec. 31, 2025.

Steady Evolution

PCB has evolved into a regional bank focused on community-based commercial lending. Its participation in federal capital programs supports its growth as a small business partner.

AI Generated • Aug 7, 2026

Industry

Banks

Sector

Financials

Employees

274

CEO

Henry Kim, CFA

Website

www.mypcbbank.com

Headquarters

Los Angeles, CA 90010-2871, US

PCB Financials

Key Financial Metrics (TTM)

Gross Margin

55.66%

Operating Margin

27.54%

Net Income Margin

19.65%

Return on Equity

10.64%

Return on Capital

11.36%

Return on Assets

1.20%

Earnings Yield

10.28%

Dividend Yield

2.99%

Payout Ratio

29.07%

Stock Overview

Market Cap

$400.28MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

14.23M

Volume

31.35K

Avg. Volume

38.52K

Financials (TTM)

Gross Profit

$118.41M

Operating Income

$58.59M

EBITDA

$61.67M

Operating Cash Flow

$41.37M

Capital Expenditure

-$373.00K

Free Cash Flow

$41.00M

Cash & ST Invst.

$30.90M

Total Debt

$107.70M

PCB Bancorp Performance Analysis

PCB Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 116,250,00016.4%
20232023-12-31USD 161,860,00039.2%
20242024-12-31USD 191,910,00018.6%
20252025-12-31USD 209,372,0009.1%
PCB Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-304.3%
Q42025-12-31-4.5%
Q12026-03-31-0.4%
Q22026-06-302.0%
PCB Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.31-11.7%
20232023-12-31USD 2.12-8.2%
20242024-12-31USD 1.74-18.1%
20252025-12-31USD 2.5848.5%
PCB Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3025.8%
Q42025-12-31-17.9%
Q12026-03-3115.6%
Q22026-06-30-1.4%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$53.24M

+1.2%

Gross Profit

$29.77M

+8.3%

Gross Margin

55.92%

N/A

Market Cap

$400.28MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.53M

N/A

Employees

262

N/A

Net Income

$10.51M

+15.8%

EBITDA

$14.66M

+6.9%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$30.90M

-92.6%

Total Debt

$107.70M

+66.6%

Accounts Receivable

$10.57M

-2.8%

Inventory

$0.00

N/A

Long Term Debt

$97.70M

+51.1%

Short Term Debt

$10.00M

N/A

Return on Assets

1.20%

N/A

Return on Invested Capital

1.69%

N/A

Free Cash Flow

$1.38M

-64.0%

Operating Cash Flow

$1.35M

-72.4%

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Questions About PCB

What is the current price of PCB Bancorp?

PCB Bancorp is trading at $27.90 per share.

What is the 52-week range for PCB Bancorp?

Over the past 52 weeks, PCB Bancorp has traded between $19.70 and $30.84.

How much debt does PCB Bancorp have?

As of the most recent reporting period, PCB Bancorp reported total debt of $107.70M.

How much cash does PCB Bancorp have on hand?

PCB Bancorp does not have cash on hand data available.

What is PCB Bancorp’s dividend yield?

PCB Bancorp currently has a dividend yield of 2.99%.

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