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Qfin(NASDAQ) QFIN

Market Cap$664.42MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2018)-55%
5 Year-68%
1 Year-76%
1 Month-31%
Premium Feature
Moneyball Superscore
59/100
$5.42
-0.64%
-0.03Today
After hours$5.46+$0.04 (+0.83%)
Qfin last closing stock price
MetricPriceDate
Last closeUSD 5.452026-10-21
Qfin stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-4.22%USD 5.692026-10-14
1 month-31.27%USD 7.932026-09-21
3 month-56.21%USD 12.452026-07-23
Year to date-68.38%USD 17.242025-12-31
1 year-76.11%USD 22.812025-10-21
3 year-51.78%USD 11.302023-10-20
5 year-67.78%USD 16.912021-10-22
Since inception-55.12%USD 12.142018-12-14

Qfin Financials at a Glance

Market Cap

$664.42MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

CN¥16.08B

Net Income (TTM)

CN¥3.74B

EPS (TTM)

$4.13

P/E Ratio

1.32

Dividend

$1.24

Beta (Volatility)

1.24 (Average)

Price

$5.42

Volume

1,435,515.433

Open

$5.32

Previous Close

$5.47

Daily Range

$5.32 - $5.49

52-Week Range

$5.30 - $27.59

Estimated Earnings Date

Nov 18, 2026

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About Qfin

Qfin Holdings, Inc. is a leading credit technology firm based in China, specializing in connecting borrowers with financial institutions through its innovative 360 Jietiao platform. The company offers a comprehensive suite of credit-driven services, facilitating the entire lending lifecycle for small and micro-enterprises.

Products and Services
  • 360 Jietiao platform for connecting borrowers and lenders
  • Credit screening and risk assessment services
  • Loan facilitation for e-commerce, enterprise, and invoice loans
Growth Outlook
  • Revenue growth of 9.5% year-over-year in Q2 2026
  • Net income increased by 45% compared to Q1 2026
  • Strong demand for credit services among small enterprises in China
Financial Highlights
  • Trailing twelve-month revenue of CNY 15.5 billion
  • Net profit margin of 23.3% for the latest quarter
  • Dividend yield of 21.87%, reflecting strong shareholder returns
Qfin Holdings, Inc. has established itself as a significant player in the financial technology sector, particularly in credit services. The company's robust growth trajectory is supported by increasing demand for its services, particularly among small and micro-enterprises in China. Recent financial performance indicates a solid revenue base and profitability, with a notable increase in net income and a strong profit margin. The high dividend yield further underscores the company's commitment to delivering value to shareholders. With a comprehensive suite of services and a strategic focus on technology-driven solutions, Qfin Holdings is well-positioned for continued growth in the evolving financial landscape.
AI Generated • Oct 19, 2026

Industry

Consumer Finance

Employees

3,557

CEO

Hai Sheng Wu

Headquarters

Shanghai, SH 200331, CN

QFIN Financials

Key Financial Metrics (TTM)

Gross Margin

60.77%

Operating Margin

31.70%

Net Income Margin

23.26%

Return on Equity

15.36%

Return on Capital

26.40%

Return on Assets

7.04%

Earnings Yield

75.76%

Dividend Yield

22.75%

Payout Ratio

0.00%

Stock Overview

Market Cap

$664.42MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

121.91M

Volume

1.44M

Avg. Volume

2.14M

Financials (TTM)

Gross Profit

CN¥9.77B

Operating Income

CN¥5.10B

EBITDA

CN¥5.68B

Operating Cash Flow

CN¥8.76B

Capital Expenditure

-CN¥3.08B

Free Cash Flow

CN¥5.68B

Cash & ST Invst.

CN¥10.38B

Total Debt

CN¥2.95B

Qfin Performance Analysis

Qfin annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31CNY 2,458,365,490-4.7%
20232023-12-31CNY 2,299,218,242-6.5%
20242024-12-31CNY 2,385,173,1463.7%
20252025-12-31CNY 2,671,655,80612.0%
Qfin sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3020.3%
Q42025-12-31-34.5%
Q12026-03-3114.7%
Q22026-06-30-9.0%
Qfin annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31CNY 3.71-33.5%
20232023-12-31CNY 3.68-0.8%
20242024-12-31CNY 5.7455.8%
20252025-12-31CNY 6.126.7%
Qfin sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-14.7%
Q42025-12-3142.9%
Q12026-03-31-6.9%
Q22026-06-30-54.2%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

CN¥3.56B

-17.8%

Gross Profit

CN¥2.75B

-19.2%

Gross Margin

77.43%

N/A

Market Cap

$664.42MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$186.79K

N/A

Employees

3,557

N/A

Net Income

CN¥404.77M

-76.7%

EBITDA

CN¥1.09B

-49.8%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

CN¥10.38B

+1.8%

Total Debt

CN¥2.95B

-53.4%

Accounts Receivable

CN¥482.95M

-79.3%

Inventory

CN¥0.00

N/A

Long Term Debt

CN¥761.02M

-84.3%

Short Term Debt

CN¥2.18B

+49.3%

Return on Assets

7.04%

N/A

Return on Invested Capital

10.01%

N/A

Free Cash Flow

CN¥1.09B

-58.6%

Operating Cash Flow

CN¥1.09B

-58.6%

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Questions About QFIN

What is the current price of Qfin?

Qfin is trading at $5.47 per share.

What is the 52-week range for Qfin?

Over the past 52 weeks, Qfin has traded between $5.30 and $27.59.

How much debt does Qfin have?

As of the most recent reporting period, Qfin reported total debt of CN¥433.98M.

How much cash does Qfin have on hand?

Qfin reported CN¥1.13B in cash and cash equivalents in its most recent financial results.

What is Qfin’s dividend yield?

Qfin currently has a dividend yield of 22.75%.

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