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Amerisafe(NASDAQ) AMSF

Market Cap$512.52MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2005)+668%
5 Year-26%
1 Year-35%
1 Month-16%
$26.33
-4.77%
-1.32Today
After hours$26.37+$0.04 (+0.15%)
Amerisafe last closing stock price
MetricPriceDate
Last closeUSD 27.652026-08-14
Amerisafe stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-5.05%USD 29.122026-08-07
1 month-15.62%USD 32.772026-07-15
3 month-8.49%USD 30.222026-05-15
Year to date-26.15%USD 37.442025-12-31
1 year-35.13%USD 42.632025-08-14
3 year-32.46%USD 40.942023-08-15
5 year-26.26%USD 37.502021-08-13
Since inception+667.95%USD 3.602005-11-18

Amerisafe Financials at a Glance

Market Cap

$512.52MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$335.64M

Net Income (TTM)

$46.98M

EPS (TTM)

$2.49

P/E Ratio

11.12

Dividend

$1.60

Beta (Volatility)

0.37 (Low)

Price

$26.33

Volume

446,160

Open

$27.53

Previous Close

$26.41

Daily Range

$26.32 - $27.75

52-Week Range

$26.32 - $46.64

Estimated Earnings Date

Oct 28, 2026

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About Amerisafe

Amerisafe provides insurance for people doing dangerous jobs. They help small businesses pay for worker medical care. This coverage meets legal requirements for high-risk industries.

Tools for Tough Industries

  • Workers' Compensation Insurance: Benefits for injured employees; covers medical costs and lost wages as required by state laws.
  • Safety Reviews: Site inspections to identify workplace dangers; used to help the company decide which businesses to insure.
  • Claims Management: Oversight of injury reports to control the cost of settlements and help injured workers.
  • Premium Audits: Checks of customer payroll records; ensures that the insurance price matches the actual number of workers.

Strategic Shifts and Buybacks

  • The Board of Directors reauthorized a $25 million share repurchase program in July 2025.
  • Amerisafe purchased 119,959 shares of common stock for $4 million during Q1 2026.
  • The company distributes its products through independent agents and its own subsidiary, Amerisafe General Agency, Inc.
  • New reinsurance treaties—contracts that share risk with other insurers—began in 2026 to change the portion of premiums shared with partners.

Focusing on High Risk

Amerisafe focuses on high-hazard industries like logging, trucking, and maritime. They use field safety experts and a careful selection process to manage insurance risks that other companies often avoid.

Quarterly Performance Review

  • Total revenues reached $80.1 million in Q1 2026, up 10.3% from $72.6 million in Q1 2025.
  • Net income hit $8.1 million in Q1 2026, down 9% from $8.9 million in the previous year.
  • Free cash flow worsened to negative $2.7 million in Q1 2026, a 51.8% decline from Q1 2025.
  • Gross premiums written rose to $88.5 million in Q1 2026, up 5.6% year-over-year.
  • Loss and loss adjustment expenses reached $46.4 million in Q1 2026, up 15.6% from the prior year.

Evolution of Amerisafe

Amerisafe has evolved by strictly sticking to high-risk labor sectors that require specialized knowledge. Its focus on field safety and careful risk management supports its position as a niche specialty provider.

AI Generated • May 5, 2026

Industry

Insurance

Employees

362

CEO

Janelle Gerry Frost

Headquarters

Deridder, LA 70634, US

AMSF Financials

Key Financial Metrics (TTM)

Gross Margin

25.83%

Operating Margin

8.99%

Net Income Margin

14.00%

Return on Equity

18.37%

Return on Capital

23.39%

Return on Assets

4.17%

Earnings Yield

8.99%

Dividend Yield

5.75%

Payout Ratio

1.04%

Stock Overview

Market Cap

$512.52MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

18.54M

Volume

446.16K

Avg. Volume

278.65K

Financials (TTM)

Gross Profit

$86.71M

Operating Income

$30.18M

EBITDA

$30.68M

Operating Cash Flow

$20.40M

Capital Expenditure

-$1.09M

Free Cash Flow

$19.31M

Cash & ST Invst.

$65.48M

Total Debt

$0.00

Amerisafe Performance Analysis

Amerisafe annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 294,737,000-6.7%
20232023-12-31USD 306,853,0004.1%
20242024-12-31USD 309,043,0000.7%
20252025-12-31USD 317,252,0002.7%
Amerisafe sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-301.1%
Q42025-12-31-0.5%
Q12026-03-31-1.8%
Q22026-06-3014.8%
Amerisafe annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.88-15.1%
20232023-12-31USD 3.2312.3%
20242024-12-31USD 2.89-10.4%
20252025-12-31USD 2.47-14.6%
Amerisafe sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-1.4%
Q42025-12-31-23.6%
Q12026-03-31-21.8%
Q22026-06-3081.4%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$91.97M

+13.4%

Gross Profit

-$33.65M

-198.4%

Gross Margin

-36.59%

N/A

Market Cap

$512.52MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.42M

N/A

Employees

362

N/A

Net Income

$14.60M

+4.6%

EBITDA

-$10.16M

-157.6%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$65.48M

-53.4%

Total Debt

$0.00

N/A

Accounts Receivable

$183.14M

-37.3%

Inventory

$0.00

N/A

Long Term Debt

$0.00

N/A

Short Term Debt

$0.00

N/A

Return on Assets

4.17%

N/A

Return on Invested Capital

12.07%

N/A

Free Cash Flow

$1.79M

+118.8%

Operating Cash Flow

$1.79M

+121.2%

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Questions About AMSF

What is the current price of Amerisafe?

Amerisafe is trading at $26.41 per share.

What is the 52-week range for Amerisafe?

Over the past 52 weeks, Amerisafe has traded between $26.32 and $46.64.

How much debt does Amerisafe have?

As of the most recent reporting period, Amerisafe reported total debt of $0.00.

How much cash does Amerisafe have on hand?

Amerisafe reported $65.48M in cash and cash equivalents in its most recent financial results.

What is Amerisafe’s dividend yield?

Amerisafe currently has a dividend yield of 5.75%.

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