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AmeriServ Financial

(NASDAQ) ASRV

Current Price$3.70
Market Cap$60.47M
Since IPO (1985)+254%
5 Year+6%
1 Year+56%
1 Month-5%

AmeriServ Financial Financials at a Glance

Market Cap

$60.47M

Revenue (TTM)

$88.34M

Net Income (TTM)

$5.61M

EPS (TTM)

$0.34

P/E Ratio

10.78

Dividend

$0.12

Beta (Volatility)

0.18 (Low)

Price

$3.70

Volume

0

Open

$3.77

Previous Close

$3.70

Daily Range

$3.70 - $3.77

52-Week Range

$2.03 - $3.93

ASRV News

No articles available.

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About AmeriServ Financial

Industry

Banks

Employees

298

CEO

Jeffrey A. Stopko, CPA

Headquarters

Johnstown, PA 15901, US

ASRV Financials

Key Financial Metrics (TTM)

Gross Margin

62%

Operating Margin

8%

Net Income Margin

6%

Return on Equity

5%

Return on Capital

3%

Return on Assets

0%

Earnings Yield

9.28%

Dividend Yield

0.03%

Payout Ratio

35.32%

Stock Overview

Market Cap

$60.47M

Shares Outstanding

16.52M

Volume

0

Short Interest

0.00%

Avg. Volume

17.12K

Financials (TTM)

Gross Profit

$55.13M

Operating Income

$6.80M

EBITDA

$6.80M

Operating Cash Flow

$3.19M

Capital Expenditure

$1.12M

Free Cash Flow

$3.19M

Cash & ST Invst.

$53.04M

Total Debt

$80.67M

AmeriServ Financial Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

$22.53M

+4.7%

Gross Profit

$14.58M

+12.7%

Gross Margin

64.70%

N/A

Market Cap

$60.47M

N/A

Market Cap/Employee

$202.92K

N/A

Employees

298

N/A

Net Income

$1.44M

+62.2%

EBITDA

$1.68M

+2.7%

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Net Cash

$27.64M

-138.6%

Accounts Receivable

$1.03M

-81.2%

Inventory

$0.00

N/A

Long Term Debt

$77.65M

-10.8%

Short Term Debt

$3.03M

-79.3%

Return on Assets

0.39%

N/A

Return on Invested Capital

3.35%

N/A

Free Cash Flow

$1.25M

-65.5%

Operating Cash Flow

$1.25M

-63.0%

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Questions About ASRV

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