Old Second Bancorp
(NASDAQ) OSBC
Old Second Bancorp Financials at a Glance
Market Cap
$1.13B
Revenue (TTM)
$425.74M
Net Income (TTM)
$86.07M
EPS (TTM)
$1.68
P/E Ratio
13.04
Dividend
$0.27
Beta (Volatility)
0.79 (Low)
Dividend
$0.27
Beta (Volatility)
0.79 (Low)
Price
$21.89
Volume
557,672
Open
$21.98
Price
$21.89
Volume
557,672
Open
$21.98
Previous Close
$21.89
Daily Range
$21.73 - $22.17
52-Week Range
$16.43 - $22.67
Estimated Earnings Date
Jul 22, 2026
Dividend
$0.27
Beta (Volatility)
0.79 (Low)
Price
$21.89
Volume
557,672
Open
$21.98
Previous Close
$21.89
Daily Range
$21.73 - $22.17
52-Week Range
$16.43 - $22.67
Estimated Earnings Date
Jul 22, 2026
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Get Access NowAbout Old Second Bancorp
Industry
Banks
Sector
FinancialsEmployees
1,062
CEO
James L. Eccher
Website
www.oldsecond.comHeadquarters
Aurora, IL 60506-4173, US
OSBC Financials
Key Financial Metrics (TTM)
Gross Margin
76%
Operating Margin
28%
Net Income Margin
20%
Return on Equity
11%
Return on Capital
2%
Return on Assets
1%
Earnings Yield
7.67%
Dividend Yield
1.23%
Payout Ratio
15.37%
Stock Overview
Market Cap
$1.13B
Shares Outstanding
51.43M
Volume
557.67K
Avg. Volume
394.96K
Financials (TTM)
Gross Profit
$310.20M
Operating Income
$110.75M
EBITDA
$120.83M
Operating Cash Flow
$122.26M
Capital Expenditure
-$4.51M
Free Cash Flow
$117.76M
Cash & ST Invst.
$196.39M
Total Debt
$338.92M
Old Second Bancorp Performance Analysis
Revenue Growth Rate
Annual and quarterly growth comparisonEarnings Per Share Growth Rate
Annual and quarterly EPS growth comparisonQuarterly Performance
Revenue
$111.16M
+34.9%
Gross Profit
$84.46M
+21.8%
Gross Margin
75.98%
N/A
Market Cap
$1.13B
N/A
Market Cap/Employee
$1.28M
N/A
Employees
877
N/A
Net Income
$25.59M
+29.0%
EBITDA
$36.43M
+26.0%
Quarterly Fundamentals
Total Cash
$48.10M
-95.4%
Total Debt
$323.32M
+160.9%
Accounts Receivable
$0.00
-100.0%
Inventory
$0.00
N/A
Long Term Debt
$100.19M
+17.5%
Short Term Debt
$223.13M
+477.1%
Return on Assets
1.26%
N/A
Return on Invested Capital
1.79%
N/A
Free Cash Flow
$36.17M
+122.9%
Operating Cash Flow
$36.94M
+107.1%