Old Second Bancorp
(NASDAQ) OSBC
Old Second Bancorp Financials at a Glance
Market Cap
$1.18BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Revenue (TTM)
$425.74M
Net Income (TTM)
$86.07M
EPS (TTM)
$1.68
P/E Ratio
13.61
Dividend
$0.27
Beta (Volatility)
0.78 (Low)
Dividend
$0.27
Beta (Volatility)
0.78 (Low)
Price
$22.88
Volume
370,665.228
Open
$22.92
Price
$22.88
Volume
370,665.228
Open
$22.92
Previous Close
$22.89
Daily Range
$22.78 - $22.97
52-Week Range
$16.43 - $23.95
Estimated Earnings Date
Jul 22, 2026
Dividend
$0.27
Beta (Volatility)
0.78 (Low)
Price
$22.88
Volume
370,665.228
Open
$22.92
Previous Close
$22.89
Daily Range
$22.78 - $22.97
52-Week Range
$16.43 - $23.95
Estimated Earnings Date
Jul 22, 2026
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Get Access NowAbout Old Second Bancorp
Industry
Banks
Sector
FinancialsEmployees
1,062
CEO
James L. Eccher
Website
www.oldsecond.comHeadquarters
Aurora, IL 60506-4173, US
OSBC Financials
Key Financial Metrics (TTM)
Gross Margin
76.42%
Operating Margin
27.86%
Net Income Margin
20.22%
Return on Equity
10.20%
Return on Capital
8.96%
Return on Assets
1.26%
Earnings Yield
7.35%
Dividend Yield
1.18%
Payout Ratio
15.37%
Stock Overview
Market Cap
$1.18BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Shares Outstanding
51.43M
Volume
370.67K
Avg. Volume
400.11K
Financials (TTM)
Gross Profit
$325.33M
Operating Income
$118.62M
EBITDA
$128.35M
Operating Cash Flow
$141.37M
Capital Expenditure
-$2.00M
Free Cash Flow
$139.37M
Cash & ST Invst.
$48.10M
Total Debt
$323.32M
Old Second Bancorp Performance Analysis
Revenue Growth Rate
Annual and quarterly growth comparisonEarnings Per Share Growth Rate
Annual and quarterly EPS growth comparisonQuarterly Performance
Revenue
$111.16M
+34.9%
Gross Profit
$84.46M
+21.8%
Gross Margin
75.98%
N/A
Market Cap
$1.18BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
N/A
Market Cap/Employee
$1.11M
N/A
Employees
1,062
N/A
Net Income
$25.59M
+29.0%
EBITDA
$36.43M
+26.0%
Quarterly Fundamentals
Total Cash
$48.10M
-95.4%
Total Debt
$323.32M
+160.9%
Accounts Receivable
$0.00
-100.0%
Inventory
$0.00
N/A
Long Term Debt
$100.19M
+17.5%
Short Term Debt
$223.13M
+477.1%
Return on Assets
1.26%
N/A
Return on Invested Capital
1.79%
N/A
Free Cash Flow
$36.17M
+122.9%
Operating Cash Flow
$36.94M
+107.1%