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Pagaya Technologies

(NASDAQ) PGY

Current Price$17.99
Market Cap$1.49BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2021)-85%
5 Year-85%
1 Year-24%
1 Month+15%

Pagaya Technologies Financials at a Glance

Market Cap

$1.49BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$1.30B

Net Income (TTM)

$98.19M

EPS (TTM)

$1.00

P/E Ratio

17.91

Dividend

$0.00

Beta (Volatility)

2.04 (High)

Price

$17.99

Volume

7,198

Open

$18.66

Previous Close

$17.96

Daily Range

$17.59 - $18.94

52-Week Range

$10.40 - $44.99

Estimated Earnings Date

Jul 30, 2026

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About Pagaya Technologies

Industry

Software

Employees

518

CEO

Gal Krubiner

Headquarters

New York, NY 10017, US

PGY Financials

Key Financial Metrics (TTM)

Gross Margin

41.41%

Operating Margin

21.78%

Net Income Margin

7.57%

Return on Equity

21.65%

Return on Capital

16.72%

Return on Assets

5.96%

Earnings Yield

5.58%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$1.49BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

82.92M

Volume

7.20K

Avg. Volume

3.96M

Financials (TTM)

Gross Profit

$536.93M

Operating Income

$282.37M

EBITDA

$128.83M

Operating Cash Flow

$247.38M

Capital Expenditure

-$13.30M

Free Cash Flow

$234.08M

Cash & ST Invst.

$1.26B

Total Debt

$928.00M

Pagaya Technologies Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$317.94M

+12.5%

Gross Profit

$140.38M

+21.4%

Gross Margin

44.15%

N/A

Market Cap

$1.49BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$2.83M

N/A

Employees

527

N/A

Net Income

$24.69M

+212.9%

EBITDA

$28.56M

-40.7%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$1.26B

+509.9%

Total Debt

$928.00M

+36.7%

Accounts Receivable

$170.69M

+38.5%

Inventory

$0.00

N/A

Long Term Debt

$780.68M

+45.6%

Short Term Debt

$147.32M

+3.5%

Return on Assets

5.96%

N/A

Return on Invested Capital

20.02%

N/A

Free Cash Flow

$40.01M

+30.5%

Operating Cash Flow

$43.18M

+25.4%

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Questions About PGY

What is the current price of Pagaya Technologies?

Pagaya Technologies is trading at $17.96 per share.

What is the 52-week range for Pagaya Technologies?

Over the past 52 weeks, Pagaya Technologies has traded between $10.40 and $44.99.

How much debt does Pagaya Technologies have?

As of the most recent reporting period, Pagaya Technologies reported total debt of $958.10M.

How much cash does Pagaya Technologies have on hand?

Pagaya Technologies reported $380.03M in cash and cash equivalents in its most recent financial results.

What is Pagaya Technologies’s dividend yield?

Pagaya Technologies does not currently have a dividend yield.

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