Verisk Analytics(NASDAQ) VRSK

Verisk helps insurance companies understand and manage risk by analyzing billions of records. It provides the software and data that insurers use to set prices and detect fraud. These tools help protect people and businesses from financial losses across the globe.

Helping Insurers Manage Risk

• Underwriting Solutions: Provides policy language, pricing rules, and actuarial data to help property and casualty insurers assess risk; accounted for over 80% of revenue through subscriptions in 2025.
• Claims Analytics: Offers tools for fraud detection, repair cost estimation, and compliance reporting to speed up insurance settlements.
• Catastrophe Modeling: Uses math and science to help businesses plan for the financial impact of natural disasters and terrorism.
• Life Insurance Technology: Provides no-code software platforms that automate underwriting and policy management for life and annuity providers.
• Specialty Business Tools: Delivers management software for complex insurance markets, including the London specialty market.

Recent Strategic Moves

• Sold the energy business on February 1, 2023, to focus exclusively on the global insurance ecosystem.
• Acquired 10 businesses since 2022 to enter new markets and add fresh sources of proprietary data.
• Sold the Verisk Marketing Solutions business to ActiveProspect on December 31, 2025, for $80 million.
• Modernized core products through the Reimagine program to deliver digital workflow tools and cloud-based analytics.

What Makes Verisk Different?

Verisk maintains one of the largest private databases in the world, containing over 38 billion records of insurance transactions. The company serves the top 100 property and casualty insurance providers in the United States, creating a deeply embedded relationship with the industry.

The Financial Scorecard

• Revenue grew to $778.8 million in Q4 2025, up 5.9% from $735.6 million in Q4 2024.
• Operating income rose to $339.5 million in Q4 2025, a 7.3% increase year-over-year.
• Free cash flow reached $276.1 million in Q4 2025, up 38% from the previous year.
• Net income was $197.2 million in Q4 2025, down 6.2% from $210.3 million in Q4 2024.

Bottom Line

Verisk has transformed from a non-profit advisory group into a specialized data and technology provider for the insurance industry. By focusing on high-margin subscriptions and cloud-based analytics, the company has streamlined its operations to support global risk management.