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| 1 Year | 5 Year | 5 Year Annualized | Since IPO | |
|---|---|---|---|---|
| FICO | -16.4% | +282.69% | +30.75% | +265,819% |
| S&P | +16.9% | +95.99% | +14.39% | +2,434% |
Fair Isaac Corp. engages in the provision of decision management solutions. It operates through the following segments: Applications, Scores, and Decision Management Software. The Applications segment includes decision management applications designed for a type of business problem or process such as marketing, account origination, customer management, fraud, collections, and insurance claims management. The Scores segment consists of business-to-business scoring solutions and services, business-to-consumer scoring solutions and services including myFICO solutions for consumers and associated professional services. The Decision Management Software segment comprises the analytic and decision management software tools, FICO decision management suite, and associated professional services. The company was founded by Bill Fair and Earl Isaac in 1956 and is headquartered in San Jose, CA.
Investors were happy with the announcement.
| Q2 2025 | YOY Change | |
|---|---|---|
| Revenue | $536.42M | 19.8% |
| Gross Profit | $448.84M | 24.9% |
| Gross Margin | 83.67% | 3.4% |
| Market Cap | $44.50B | 21.0% |
| Market Cap / Employee | $12.41M | 0.0% |
| Employees | 3.6K | 0.0% |
| Net Income | $181.79M | 44.0% |
| EBITDA | $266.50M | 37.3% |
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| Q2 2025 | YOY Change | |
|---|---|---|
| Net Cash | $189.05M | 21.2% |
| Accounts Receivable | $454.11M | 3.8% |
| Inventory | 0 | 0.0% |
| Q2 2025 | YOY Change | |
|---|---|---|
| Long Term Debt | $2.40B | 13.1% |
| Short Term Debt | $399.35M | 1323.4% |
| Q2 2025 | YOY Change | |
|---|---|---|
| Return On Assets | 35.43% | 6.4% |
| Return On Invested Capital | 35.02% | 3.9% |
| Q2 2025 | YOY Change | |
|---|---|---|
| Free Cash Flow | $284.43M | 34.4% |
| Operating Free Cash Flow | $286.22M | 34.2% |
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | YoY Change |
|---|---|---|---|---|---|
| Price to Earnings | 95.05 | 91.37 | 79.43 | 71.50 | -8.65% |
| Price to Book | -57.57 | -50.45 | -39.60 | -39.60 | -20.94% |
| Price to Sales | 28.23 | 27.84 | 24.74 | 23.29 | 3.40% |
| Price to Tangible Book Value | -29.72 | -27.82 | -23.55 | -23.39 | -4.01% |
| Price to Free Cash Flow TTM | 79.83 | 72.71 | 66.40 | 59.23 | -10.56% |
| Enterprise Value to EBITDA | 251.72 | 282.34 | 192.42 | 178.36 | -11.77% |
| Free Cash Flow Yield | 1.3% | 1.4% | 1.5% | 1.7% | 11.81% |
| Total Debt | $2.25B | $2.44B | $2.55B | $2.80B | 30.18% |
FICO earnings call for the period ending September 30, 2021.
FICO earnings call for the period ending June 30, 2021.
FICO earnings call for the period ending March 31, 2021.
FICO earnings call for the period ending December 31, 2020.
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