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OptimumBank Stock Quote

OptimumBank (NYSEMKT: OPHC)

$3.99
(0.9%)
+0.03
Price as of November 7, 2025, 3:39 p.m. ET

KEY DATA POINTS

Current Price
$3.99
Daily Change
(0.9%) +$0.03
Day's Range
$3.94 - $3.99
Previous Close
$3.99
Open
$3.96
Beta
0.40
Volume
17,252
Average Volume
21,716
Sector
Market Cap
46.9M
Market Cap / Employee
$3.99M
52wk Range
$3.53 - $5.90
Revenue
-
Gross Margin
-
Dividend Yield
N/A
EPS
$1.28
CAPs Rating
-
Industry
Banks

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OptimumBank Return vs. S&P

1 Year5 Year5 Year AnnualizedSince IPO
OPHC-19.88%+41.99%+7.26%-100%
S&P+12.65%+91.73%+13.89%+631%

OptimumBank Company Info

OptimumBank Holdings, Inc. is a bank holding company for OptimumBank, which offers a variety of community banking services to individual and corporate customers through OptimumBank. Its services include savings, deposits, checking, cash management services, business checking, online banking, and ATM networks. The company was founded on March 23, 2004 and is headquartered in Fort Lauderdale, FL.

News & Analysis

Financial Health

General

Q2 2025YOY Change
Revenue$17.42M6.3%
Market Cap$52.53M26.8%
Market Cap / Employee$0.72M0.0%
Employees7321.7%
Net Income$3.60M3.0%

Currently no data to display

Revenue Growth Rate

Currently no data to display.

Earnings Per Share Growth Rate

Currently no data to display.

Assets

No data available

No data available for this period.

Liabilities

Q2 2025YOY Change
Long Term Debt$2.66M-84.5%
Short Term Debt$0.00M-100.0%

Ratios

Q2 2025YOY Change
Return On Assets1.55%0.3%
Return On Invested Capital6.87%3.4%

Cash Flow

Q2 2025YOY Change
Free Cash Flow$5.86M114.1%
Operating Free Cash Flow$6.16M98.9%

Valuation

MetricQ3 2024Q4 2024Q1 2025Q2 2025YoY Change
Price to Earnings3.443.583.083.48-4.34%
Price to Book0.490.510.460.49-2.51%
Price to Sales0.790.830.760.82-0.18%
Price to Tangible Book Value0.490.510.460.49-2.51%
Price to Free Cash Flow TTM5.203.643.313.00-57.18%
Free Cash Flow Yield19.2%27.5%30.2%33.4%133.52%
Return on Equity14.8%15.2%15.3%14.8%17.15%
Total Debt$42.06M$52.77M$12.75M$2.66M-94.35%

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