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OptimumBank

(NYSEMKT) OPHC

Current Price$5.39
Market Cap$65.70M
Since IPO (2003)-99%
5 Year+44%
1 Year+23%
1 Month+1%

OptimumBank Financials at a Glance

Market Cap

$65.70M

Revenue (TTM)

$71.13M

Net Income (TTM)

$16.65M

EPS (TTM)

$1.00

P/E Ratio

5.38

Dividend

$0.00

Beta (Volatility)

0.39 (Low)

Price

$5.39

Volume

0

Open

$5.22

Previous Close

$5.39

Daily Range

$5.22 - $5.39

52-Week Range

$3.53 - $5.59

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About OptimumBank

Industry

Banks

Employees

98

CEO

Timothy L. Terry

Headquarters

Fort Lauderdale, FL 33308, US

OPHC Financials

Key Financial Metrics (TTM)

Gross Margin

67%

Operating Margin

31%

Net Income Margin

23%

Return on Equity

15%

Return on Capital

2%

Return on Assets

1%

Earnings Yield

18.59%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$65.70M

Shares Outstanding

12.17M

Volume

0

Short Interest

0.00%

Avg. Volume

31.14K

Financials (TTM)

Gross Profit

$47.33M

Operating Income

$22.17M

EBITDA

$23.05M

Operating Cash Flow

$17.84M

Capital Expenditure

$896.00K

Free Cash Flow

$16.95M

Cash & ST Invst.

$34.53M

Total Debt

$52.74M

OptimumBank Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

$19.16M

+14.7%

Gross Profit

$13.20M

+36.2%

Gross Margin

68.88%

N/A

Market Cap

$65.70M

N/A

Market Cap/Employee

$899.98K

N/A

Employees

73

N/A

Net Income

$4.85M

+22.8%

EBITDA

$6.77M

+23.3%

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Net Cash

$18.21M

-233.6%

Accounts Receivable

$3.62M

+8.2%

Inventory

$0.00

N/A

Long Term Debt

$2.75M

-94.8%

Short Term Debt

$50.00M

+0.0%

Return on Assets

1.50%

N/A

Return on Invested Capital

2.00%

N/A

Free Cash Flow

$6.35M

+10.7%

Operating Cash Flow

$6.63M

+11.4%

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Questions About OPHC

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