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OptimumBank Stock Quote

OptimumBank (NYSEMKT: OPHC)

$5.24
(2.9%)
+0.15
Price as of February 11, 2026, 4:00 p.m. ET

KEY DATA POINTS

Current Price
$5.24
Daily Change
(2.9%) +$0.15
Day's Range
$5.08 - $5.24
Previous Close
$5.24
Open
$5.17
Beta
0.42
Volume
19,297
Average Volume
32,770
Sector
Market Cap
$60M
Market Cap / Employee
$5.24M
52wk Range
$3.53 - $5.24
Revenue
N/A
Gross Margin
N/A
Dividend Yield
N/A
EPS
$1.00
CAPs Rating
N/A
Industry
Banks

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OptimumBank Return vs. S&P

1 Year5 Year5 Year AnnualizedSince IPO
OPHC+9.62%+34.36%+6.08%-100%
S&P+14.39%+76.41%+12.02%+654%

OptimumBank Company Info

OptimumBank Holdings, Inc. is a bank holding company for OptimumBank, which offers a variety of community banking services to individual and corporate customers through OptimumBank. Its services include savings, deposits, checking, cash management services, business checking, online banking, and ATM networks. The company was founded on March 23, 2004 and is headquartered in Fort Lauderdale, FL.

News & Analysis

Financial Health

General

Q4 2025YOY Change
Revenue$19.11M14.4%
Market Cap$49.02M2.1%
Market Cap / Employee$671.49K0.0%
Employees730.0%
Net Income$4.85M22.8%

Currently no data to display

Revenue Growth Rate

Currently no data to display.

Earnings Per Share Growth Rate

Currently no data to display.

Assets

No data available

No data available for this period.

Liabilities

Q4 2025YOY Change
Long Term Debt$52.75M2153.1%
Short Term Debt$0.00K-100.0%

Ratios

Q4 2025YOY Change
Return On Assets1.63%0.1%
Return On Invested Capital6.87%3.4%

Cash Flow

Q3 2025YOY Change
Free Cash Flow$1.91M-50.5%
Operating Free Cash Flow$1.92M-52.2%

Valuation

MetricQ1 2025Q2 2025Q3 2025Q4 2025YoY Change
Price to Earnings3.083.483.574.2318.21%
Price to Book0.460.490.430.43-15.92%
Price to Sales0.760.821.400.69-16.66%
Price to Tangible Book Value0.460.490.430.43-15.92%
Price to Free Cash Flow TTM3.643.313.005.8712.79%
Free Cash Flow Yield27.5%30.2%33.4%17.0%-11.34%
Return on Equity15.3%14.8%15.0%14.8%-2.41%
Total Debt$12.75M$2.66M$2.85M$52.75M-0.05%

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