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Citizens Bancorp

(OTC) CZBC

Current Price$13.64
Market Cap$75.21M
Since IPO (2005)+107%
5 Year-8%
1 Year+36%
1 Month+33%

Citizens Bancorp Financials at a Glance

Market Cap

$75.21M

Revenue (TTM)

$33.91M

Net Income (TTM)

$2.49M

EPS (TTM)

$0.45

P/E Ratio

30.46

Dividend

$0.20

Beta (Volatility)

0.13 (Low)

Price

$13.64

Volume

500

Open

$12.90

Previous Close

$13.64

Daily Range

$12.89 - $13.64

52-Week Range

$9.42 - $13.92

CZBC News

No articles available.

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About Citizens Bancorp

Industry

Banks

CEO

Gordon Zimmerman, CPA

Headquarters

Corvallis, OR 97339-0030, US

CZBC Financials

Key Financial Metrics (TTM)

Gross Margin

87%

Operating Margin

8%

Net Income Margin

7%

Return on Equity

3%

Return on Capital

0%

Return on Assets

0%

Earnings Yield

3.28%

Dividend Yield

0.01%

Payout Ratio

0.00%

Stock Overview

Market Cap

$75.21M

Shares Outstanding

5.51M

Volume

500

Short Interest

0.00%

Avg. Volume

266.367

Financials (TTM)

Gross Profit

$29.08M

Operating Income

$2.67M

EBITDA

$3.33M

Operating Cash Flow

$7.75M

Capital Expenditure

$357.00K

Free Cash Flow

$7.39M

Cash & ST Invst.

$12.99M

Total Debt

$26.61M

Citizens Bancorp Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

$9.16M

+11.5%

Gross Profit

$7.97M

+7.3%

Gross Margin

87.08%

N/A

Market Cap

$75.21M

N/A

Market Cap/Employee

N/A

N/A

Employees

N/A

N/A

Net Income

$1.00M

+22.4%

EBITDA

$1.00M

+0.7%

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Net Cash

$13.62M

-128.2%

Accounts Receivable

$3.80M

-3.0%

Inventory

$0.00

N/A

Long Term Debt

$666.00K

N/A

Short Term Debt

$25.94M

N/A

Return on Assets

0.30%

N/A

Return on Invested Capital

0.33%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About CZBC

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