Heritage Nola Bancorp(OTC) HRGG

Heritage NOLA Bancorp, Inc. serves as the parent company for Heritage Bank of St. Tammany, providing a comprehensive range of financial solutions. Established in 1924 and headquartered in Covington, Louisiana, the company operates four branch locations in the region.

Products and Services

• Various deposit products including checking and savings accounts
• Mortgage and commercial property loans, along with personal loans
• Home equity lines of credit and financing for construction projects

Growth Outlook

• Recent quarterly revenue reached $2.738 million, indicating steady demand
• Net income for Q4 2025 was $210,000, showcasing profitability
• Strong gross profit margin of 58.58% reflects operational efficiency

Financial Highlights

• Trailing twelve months (TTM) revenue of $10.8 million demonstrates consistent performance
• Net profit margin of 4.37% indicates effective cost management
• Return on equity (ROE) stands at 2.32%, suggesting solid shareholder returns

Heritage NOLA Bancorp, Inc. has established itself as a reliable player in the regional banking sector. The company's diverse product offerings cater to a wide range of customer needs, from personal banking to commercial financing. Recent financial performance highlights a positive trajectory, with increasing revenue and profitability metrics. The strong gross profit margin indicates effective management of operational costs, while the return on equity reflects the company's commitment to delivering value to shareholders. As the financial landscape continues to evolve, Heritage NOLA Bancorp, Inc. is well-positioned to capitalize on growth opportunities within its market.