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Zenkoku HOSHO,Ltd.(OTC) ZNKKY

Current Price$9.21
Market Cap$2.45BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2017)-10%
5 Year-9%
1 Year-14%
1 Month+6%
Zenkoku HOSHO,Ltd. last closing stock price
MetricPriceDate
Last closeUSD 9.212026-07-24
Zenkoku HOSHO,Ltd. stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-1.81%USD 9.382026-07-17
1 month+6.35%USD 8.662026-06-24
3 month-17.03%USD 11.102026-04-24
Year to date-7.16%USD 9.922025-12-31
1 year-13.72%USD 10.672025-07-23
3 year+13.34%USD 8.132023-07-25
5 year-8.53%USD 10.072021-07-23
Since inception-10.43%USD 10.282017-09-25

Zenkoku HOSHO,Ltd. Financials at a Glance

Market Cap

$2.45BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

¥59.18B

Net Income (TTM)

¥32.79B

EPS (TTM)

$0.80

P/E Ratio

11.50

Dividend

$0.38

Beta (Volatility)

0.14 (Low)

Price

$9.21

Volume

8

Open

$9.21

Previous Close

$9.21

Daily Range

$9.21 - $9.21

52-Week Range

$7.65 - $12.34

Estimated Earnings Date

Aug 7, 2024

ZNKKY News

No articles available.

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About Zenkoku HOSHO,Ltd.

ZENKOKU HOSHO Co., Ltd. is a prominent player in the insurance sector, specializing in credit guarantee services for housing loans. The company offers a diverse range of financial products, including mortgage and educational loan guarantees, while also engaging in property insurance and debt collection services.

Products and Services
  • Mortgage and educational loan guarantee services
  • Property insurance surrogate and life insurance recruitment
  • Debt collection and contract management services
Growth Outlook
  • Revenue of 24.42 billion JPY in the latest quarter
  • Net income of 14.78 billion JPY, reflecting strong profitability
  • Consistent growth in cash and short-term investments, totaling 117.14 billion JPY
Financial Highlights
  • Trailing twelve months (TTM) revenue of 116.88 billion JPY
  • Net profit margin of 55.37%, indicating efficient operations
  • Dividend yield of 3.85%, showcasing shareholder returns
ZENKOKU HOSHO Co., Ltd. has demonstrated robust financial performance, with a significant increase in revenue and net income in recent quarters. The company's focus on credit guarantees and related services positions it well within the growing financial services sector. With a strong balance sheet, highlighted by substantial cash reserves and low debt levels, ZENKOKU HOSHO is poised for continued growth and stability. The company's commitment to providing diverse financial solutions enhances its competitive edge, making it an attractive option for potential investors.
AI Generated • Jul 21, 2026

Industry

Diversified Financial Services

Sector

Financials

Employees

378

Website

www.zenkoku.co.jp

Headquarters

Tokyo, TY 100-0004, JP

ZNKKY Financials

Key Financial Metrics (TTM)

Gross Margin

80.64%

Operating Margin

70.45%

Net Income Margin

55.37%

Return on Equity

13.93%

Return on Capital

15.88%

Return on Assets

6.49%

Earnings Yield

8.70%

Dividend Yield

4.08%

Payout Ratio

0.00%

Stock Overview

Market Cap

$2.45BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

265.72M

Volume

8

Avg. Volume

209.016

Financials (TTM)

Gross Profit

¥50.45B

Operating Income

¥41.72B

EBITDA

¥46.33B

Operating Cash Flow

¥0.00

Capital Expenditure

¥0.00

Free Cash Flow

¥0.00

Cash & ST Invst.

¥117.14B

Total Debt

¥30.13B

Zenkoku HOSHO,Ltd. Performance Analysis

Zenkoku HOSHO,Ltd. annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20232023-03-31JPY 371,112,798-14.6%
20242024-03-31JPY 357,570,639-3.6%
20252025-03-31JPY 373,708,5144.5%
20262026-03-31JPY 389,794,8594.3%
Zenkoku HOSHO,Ltd. sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12025-06-30-51.2%
Q22025-09-300.9%
Q32025-12-310.9%
Q42026-03-31109.0%
Zenkoku HOSHO,Ltd. annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20232023-03-31JPY 0.77-14.8%
20242024-03-31JPY 0.73-5.5%
20252025-03-31JPY 0.786.9%
20262026-03-31JPY 0.814.2%
Zenkoku HOSHO,Ltd. sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12025-06-30-56.8%
Q22025-09-30-4.4%
Q32025-12-3112.1%
Q42026-03-31134.4%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2026YOY CHG

Revenue

¥24.42B

+3.8%

Gross Profit

¥20.88B

+2.4%

Gross Margin

85.48%

N/A

Market Cap

$2.45BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$6.47M

N/A

Employees

378

N/A

Net Income

¥14.78B

+6.1%

EBITDA

¥18.99B

-6.6%

Quarterly Fundamentals

Name
Q4 2026YOY CHG

Total Cash

¥117.14B

-20.4%

Total Debt

¥30.13B

+0.4%

Accounts Receivable

¥10.02B

+12.2%

Inventory

¥0.00

N/A

Long Term Debt

¥30.13B

+0.4%

Short Term Debt

¥0.00

N/A

Return on Assets

6.49%

N/A

Return on Invested Capital

9.00%

N/A

Free Cash Flow

¥0.00

N/A

Operating Cash Flow

¥0.00

N/A

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Questions About ZNKKY

What is the current price of Zenkoku HOSHO,Ltd.?

Zenkoku HOSHO,Ltd. is trading at $9.21 per share.

What is the 52-week range for Zenkoku HOSHO,Ltd.?

Over the past 52 weeks, Zenkoku HOSHO,Ltd. has traded between $7.65 and $12.34.

How much debt does Zenkoku HOSHO,Ltd. have?

As of the most recent reporting period, Zenkoku HOSHO,Ltd. reported total debt of ¥188.57M.

How much cash does Zenkoku HOSHO,Ltd. have on hand?

Zenkoku HOSHO,Ltd. reported ¥349.00M in cash and cash equivalents in its most recent financial results.

What is Zenkoku HOSHO,Ltd.’s dividend yield?

Zenkoku HOSHO,Ltd. currently has a dividend yield of 4.08%.

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