South Plains Financial

(NASDAQ) SPFI

Current Price$41.67

Market Cap$678.03M

Since IPO (2019)+161%

5 Year+98%

1 Year+25%

1 Month-1%

South Plains Financial Financials at a Glance

Market Cap

$678.03M

Revenue (TTM)

$298.63M

Net Income (TTM)

$60.72M

EPS (TTM)

$3.57

P/E Ratio

11.61

Dividend

$0.66

Beta (Volatility)

0.70 (Low)

Dividend

$0.66

Beta (Volatility)

0.70 (Low)

Price

$41.67

Volume

138,071.847

Open

$41.08

Price

$41.67

Volume

138,071.847

Open

$41.08

Previous Close

$41.49

Daily Range

$40.60 - $42.03

52-Week Range

$32.79 - $45.09

Dividend

$0.66

Beta (Volatility)

0.70 (Low)

Price

$41.67

Volume

138,071.847

Open

$41.08

Previous Close

$41.49

Daily Range

$40.60 - $42.03

52-Week Range

$32.79 - $45.09

SPFI News

South Plains Financial Grows Loans in Q2

Motley Fool Markets TeamJul 17, 2025

What Are Small Banks Doing With Stock Buybacks?

Bram BerkowitzMar 29, 2020

SPFI: Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

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We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

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About South Plains Financial

Industry

Banks

Sector

Financials

Employees

603

CEO

Curtis C. Griffith

Website

www.spfi.bank

Headquarters

Lubbock, TX 79407, US

SPFI Financials

Key Financial Metrics (TTM)

Gross Margin

70%

Operating Margin

26%

Net Income Margin

20%

Return on Equity

13%

Return on Capital

Return on Assets

Earnings Yield

8.61%

Dividend Yield

1.59%

Payout Ratio

16.63%

Stock Overview

Market Cap

$678.03M

Shares Outstanding

16.34M

Volume

138.07K

Avg. Volume

100.89K

Financials (TTM)

Gross Profit

$206.69M

Operating Income

$74.07M

EBITDA

$74.07M

Operating Cash Flow

$77.49M

Capital Expenditure

$5.66M

Free Cash Flow

$71.83M

Cash & ST Invst.

$625.86M

Total Debt

$60.49M

South Plains Financial Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name

Q1 2026YOY CHG

Revenue

$73.93M

+7.0%

Gross Profit

$53.89M

+14.0%

Gross Margin

72.89%

N/A

Market Cap

$678.03M

N/A

Market Cap/Employee

$1.28M

N/A

Employees

528

N/A

Net Income

$14.54M

+18.3%

EBITDA

$18.36M

+6.9%

Quarterly Fundamentals

Name

Q1 2026YOY CHG

Net Cash

$14.61M

-102.3%

Accounts Receivable

$0.00

-100.0%

Inventory

$0.00

N/A

Long Term Debt

$60.49M

-45.2%

Short Term Debt

$0.00

N/A

Return on Assets

1.31%

N/A

Return on Invested Capital

1.65%

N/A

Free Cash Flow

$8.44M

+168.4%

Operating Cash Flow

$12.43M

+198.0%

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Questions About SPFI

What is the current price of South Plains Financial?

South Plains Financial is trading at $41.49 per share.

What is the 52-week range for South Plains Financial?

Over the past 52 weeks, South Plains Financial has traded between $32.79 and $45.09.

How much debt does South Plains Financial have?

As of the most recent reporting period, South Plains Financial reported total debt of $60.49M.

How much cash does South Plains Financial have on hand?

South Plains Financial does not have cash on hand data available.

What is South Plains Financial’s dividend yield?

South Plains Financial currently has a dividend yield of 1.59%.

South Plains Financial

South Plains Financial Financials at a Glance

SPFI News

South Plains Financial Grows Loans in Q2

What Are Small Banks Doing With Stock Buybacks?

SPFI: Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

About South Plains Financial

SPFI Financials

Key Financial Metrics (TTM)

Stock Overview

Financials (TTM)

South Plains Financial Performance Analysis

Revenue Growth Rate

Earnings Per Share Growth Rate

Quarterly Performance

Quarterly Fundamentals

Other Investments to Explore

People Also Watch

Trending Stocks

Questions About SPFI

What is the current price of South Plains Financial?

What is the 52-week range for South Plains Financial?

How much debt does South Plains Financial have?

How much cash does South Plains Financial have on hand?

What is South Plains Financial’s dividend yield?

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