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Average and Median Net Worth by Age

Plus how net worth breaks down by education and race.

By Jack CaporalUpdated Dec 17, 2025 at 3:32 PM EST | Fact-checked by Parker Hicks

Key Points

  • The median U.S. net worth in 2022 was $192,700, a 37% increase from 2019 and the largest gain recorded since the Federal Reserve began collecting the data in 1989.
  • Americans aged 65 to 74 had the highest median net worth at $410,000 in 2022, roughly 10 times the $39,040 median for Americans under 35.
  • Asian Americans had the highest median net worth by race in 2022 at $535,400; Black Americans had the lowest at $44,100, Federal Reserve data shows.

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Average Net Worth by Age, Education, and Race | The Motley Fool