Depending on how much money you make and how old you are, some of your Social Security benefits can be withheld if you work and collect benefits at the same time. In this video, Certified Financial Planner® Matt Frankel gives an easy-to-understand rundown of the Social Security earnings test and what it might mean for you.
Social Security Earnings Test 2025 -- Here's What All Retirees Need to Know
By Matt Frankel – Mar 31, 2025 at 8:17AM
About the Author
Matt Frankel, CFP, is a contributing Motley Fool stock market analyst and personal finance expert covering financial stocks, REITs, SPACs, and personal finance. Prior to The Motley Fool, Matt taught high school and college mathematics. He holds a bachelor’s degree in physics from the University of South Carolina, a master’s degree in mathematics from Nova Southeastern University, and a graduate certificate in financial planning from Florida State University. He won a SABEW award for coverage of the 2017 Tax Cuts and Jobs Act. He is also regularly interviewed by Cheddar, The National Desk, and other TV networks and publications for his financial, stock market, and investing expertise.