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Here's the Average American's Social Security Benefit in 2026

By Matt Frankel, CFP – Jan 24, 2026 at 8:41AM EST

We now have some official numbers after the 2026 COLA went into effect.

Social Security recipients just got a 2.8% cost-of-living adjustment (COLA) for 2026, and we've just received new data from the Social Security Administration. In this video, I'll break down the average Social Security benefits in 2026 for different types of beneficiaries.

*Stock prices used were the morning prices of Jan 22, 2026. The video was published on Jan 23, 2026.

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About the Author

Matt Frankel, CFP
Matt Frankel, CFP, is a contributing Motley Fool stock market analyst and personal finance expert covering financial stocks, REITs, SPACs, and personal finance. Prior to The Motley Fool, Matt taught high school and college mathematics. He holds a bachelor’s degree in physics from the University of South Carolina, a master’s degree in mathematics from Nova Southeastern University, and a graduate certificate in financial planning from Florida State University. He won a SABEW award for coverage of the 2017 Tax Cuts and Jobs Act. He is also regularly interviewed by Cheddar, The National Desk, and other TV networks and publications for his financial, stock market, and investing expertise.
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Matthew Frankel is an affiliate of The Motley Fool and may be compensated for promoting its services. If you choose to subscribe through their link they will earn some extra money that supports their channel. Their opinions remain their own and are unaffected by The Motley Fool.

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