It's a fine idea to invest in exchange-traded funds (ETFs). Just like mutual funds, they give you a range of stocks (or other things) with one simple investment -- and often with lower expense ratios (annual fees) than mutual funds. This is especially true of ETFs that are also index funds. ETFs also make investing easy by trading like stocks in the stock market.
It's also a fine idea to search among Vanguard ETFs for ones that suit your needs because the company is known for low fees, among other things. It was founded by John Bogle, the father of index-fund investing.
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There are 11 Vanguard ETFs worth a closer look. Whether you have $100, $1,000, or $100,000 to invest, there are some funds that should serve you well.
How money grows
Before delving into the Vanguard ETFs, here's a reminder about how money grows. It can inspire you to start socking hard-earned dollars away for your future. (If you don't have a solid retirement plan that you're acting on, take some time to develop one.)
|
Growing at 8% for |
$6,000 invested annually |
$12,000 invested annually |
|---|---|---|
|
5 years |
$35,192 |
$70,399 |
|
10 years |
$86,919 |
$173,839 |
|
15 years |
$162,913 |
$325,825 |
|
20 years |
$274,572 |
$549,144 |
|
25 years |
$438,636 |
$877,271 |
|
30 years |
$679,699 |
$1,359,399 |
|
35 years |
$1,033,901 |
$2,067,802 |
|
40 years |
$1,554,339 |
$3,108,678 |
Source: Calculations by author via Investor.gov.
See? With enough time and diligence, you might retire a millionaire -- or multimillionaire!
Here, then, are some Vanguard ETFs worth a closer look:
|
Exchange-Traded Fund |
Recent Dividend Yield |
5-Year Avg. Annual Return |
10-Year Avg. Annual Return |
15-Year Avg. Annual Return |
|---|---|---|---|---|
|
Vanguard S&P 500 ETF (VOO 0.08%) |
1.13% |
14.55% |
15.61% |
14% |
|
Vanguard Total Stock Market ETF (VTI) |
1.12% |
13.12% |
15.16% |
13.54% |
|
Vanguard Total World Stock ETF (VT) |
1.83% |
11.10% |
12.78% |
9.99% |
|
Vanguard Total Bond Market ETF (BND) |
3.86% |
(0.17%) |
1.95% |
2.39% |
|
Vanguard Dividend Appreciation ETF (VIG) |
1.62% |
11.69% |
13.85% |
12.36% |
|
Vanguard High Dividend Yield Index Fund ETF (VYM) |
2.44% |
12.48% |
12.16% |
12.02% |
|
Vanguard International High Dividend Yield Index Fund ETF (VYMI) |
3.69% |
12.49% |
N/A |
N/A |
|
Vanguard Real Estate ETF (VNQ) |
3.92% |
5.59% |
5.58% |
7.42% |
|
Vanguard Value ETF (VTV) |
2.05% |
12.56% |
12.62% |
11.73% |
|
Vanguard S&P 500 Growth Index Fund ETF (VOOG) |
0.49% |
15.33% |
17.59% |
15.83% |
|
Vanguard Information Technology ETF (VGT) |
0.40% |
17.49% |
23.47% |
19.16% |
Source: Morningstar.com, as of Jan. 12, 2026.
Here's a little more about each of these ETFs:
The Vanguard S&P 500 ETF
This is a classic S&P 500 index fund, and one with an ultra-low fee, too. Its expense ratio of 0.03% means that you'll only pay $0.30 per year for every $1,000 you have invested in the fund. It will give you exposure to 500 of America's biggest companies. (Note, though, that much of your money will be in relatively few huge companies.)
NYSEMKT: VOO
Key Data Points
The Vanguard Total Stock Market ETF
This ETF will have you invested in just about all of the U.S. stock market, not just the biggest companies.
The Vanguard Total World Stock ETF
This will give you exposure to just about all of the world's stock markets -- you can't get much broader than that. It also offers a more meaningful dividend yield than the other two broad index funds.
The Vanguard Total Bond Market ETF
We're often advised to diversify our portfolios with some bonds, especially as we approach or enter retirement. This ETF will do that for you. It hasn't been a fast grower, but that's to be expected, because bonds rarely outperform stocks over most long time periods. It does offer meaningful retirement income, though, or income that could be plowed into more investments.
The Vanguard Dividend Appreciation ETF
Dividends are powerful growth drivers for long-term portfolios, in part because healthy and growing dividend-paying stocks tend to increase their payouts over time.
The Vanguard High Dividend Yield Index Fund ETF
If you're looking for a lot of dividend income, take a look at this ETF. It offers a strong dividend yield with a respectable growth history, too. It will have you invested in many great dividend payers and encompasses 500-plus holdings.
The Vanguard International High Dividend Yield Index Fund ETF
This is an internationally focused version of the ETF above -- with an even fatter dividend yield.
The Vanguard Real Estate ETF
If you're bullish on realty, this ETF is full of real estate investment trusts (REITs) -- companies that own lots of real estate, charging their tenants rent.
The Vanguard Value ETF
Some people are worried about a market downturn, and if you're one of them, you might want to favor value stocks over growth stocks, because they offer a greater margin of safety.
The Vanguard S&P 500 Growth Index Fund ETF
If you're not concerned about the market potentially pulling back this year and you want growth stocks for your long-term portfolio, this fund could serve you well. Just remember that if and when the market pulls back, growth stocks tend to fall harder than value stocks.
The Vanguard Information Technology ETF
Lastly, this is one of Vanguard's top growth ETFs, with an impressive track record.
Give one or more of these ETFs some consideration for your long-term portfolio, remembering that you can always spread your dollars across a few or many of them.
