On Jan. 19, 2005, BB&T
- BB&T's adjusted operating earnings came in at $0.78 per share, two cents below Wall Street's consensus estimates.
- Non-interest income increased 12.9% because of strong growth in insurance commissions and wealth-management fees.
- BB&T recently announced two acquisitions that will increase its presence in Tennessee and Georgia.
(Figures in thousands, except per-share data)
Income Statement Highlights
|
Avg. Est. |
Q4 |
Q4 |
% Change |
|
|---|---|---|---|---|
|
Total Revenue |
-- |
$1,449,366 |
$1,329,067 |
+9.1% |
|
Net Interest Income |
-- |
$899,733 |
$846,041 |
+6.4% |
|
Net Profit |
-- |
$429,574 |
$416,884 |
+3.0% |
|
EPS |
$0.80 |
$0.78 |
$0.75 |
+4.0% |
Get back to basics with a look at the income statement.
Ratio Checkup*
|
Q4 2005 |
Q4 2004 |
% Change |
|
|---|---|---|---|
|
Net Interest Margin |
3.82% |
3.97% |
-0.15% |
|
Efficiency Ratio |
53.00% |
50.10% |
+2.90% |
|
Nonperforming Assets / Assets |
0.27% |
0.30% |
-0.03% |
|
Return on Average Assets |
1.57% |
1.68% |
-0.11% |
|
Return on Average Equity |
15.18% |
15.17% |
+0.01% |
Get the scoop on bank ratios.
Balance Sheet Highlights
Assets | Q4 2005 | Q4 2004 | % Change |
|---|---|---|---|
Investment Securities | $20,489,484 | $19,172,577 | +6.9% |
Loans | $75,023,488 | $68,162,601 | +10.1% |
Liabilities | Q4 2004 | Q4 2005 | % Change |
|---|---|---|---|
Deposits | $74,281,799 | $67,699,337 | +9.7% |
Total Liabilities | $98,040,645 | $89,634,167 | +9.4% |
Related Companies:
- Citigroup
(NYSE:C) - Bank of America
(NYSE:BAC) - Wachovia
(NYSE:WB) - Wells Fargo
(NYSE:WFC) - U.S.Bancorp
(NYSE:USB)
Related Foolishness:
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At the time of publication, Joseph Khattab had no positions in the companies mentioned. Fool rules are here.
