Based on the aggregated intelligence of 170,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, Bank of Hawaii (NYSE: BOH) has earned a respected four-star ranking.

With that in mind, let's take a closer look at Bank of Hawaii's business and see what CAPS investors are saying about the stock right now.

Bank of Hawaii facts

Headquarters (founded)

Honolulu (1897)

Market Cap

$2.2 billion


Regional banks

Trailing-12-Month Revenue

$611.3 million


Chairman/CEO Peter Ho

CFO Kent Lucien

Return on Equity (average, past 3 years)


Dividend Yield



Central Pacific Financial (NYSE: CPF)

Sources: Capital IQ (a division of Standard & Poor's) and Motley Fool CAPS.

On CAPS, 88% of the 130 members who have rated Bank of Hawaii believe the stock will outperform the S&P 500 going forward. These bulls include All-Stars TSIF and georcole, who is ranked in the top 5% of our community.

Just last week, TSIF tapped Bank of Hawaii as a refreshingly bankable bet:

Dividend and net income remained very stable the last two years. The 3.9% dividend should help keep this one propped up. It's 18% off the artificial April High. While it's not "booming" it's fairly solid near these levels. Adding branches, some insider buying. Profit and Operating Margins stellar.

In fact, Bank of Hawaii is one of the most profitable banks in the business. Thanks to low expenses and negligible loan-related losses, Bank of Hawaii's three-year average returns on equity (21.5%) easily top close rival Central Pacific's (3.7%), as well as those of banking giants Citigroup (NYSE: C)(-4.5%), Bank of America (NYSE: BAC) (3.7%), Wells Fargo (NYSE: WFC) (10.5%), and US Bancorp (NYSE: USB)(12.6%). Toss in an industry-topping dividend yield, and it's easy to see why Fools are so high on the shares. 

CAPS All-Star georcole expands on Bank of Hawaii's conservatism:

In 2007 [Bank of Hawaii] had actually put into action a plan to shore up their financial situation. So while the big banks were setting themselves up for trouble by doing all kinds of crazy "banking", [Bank of Hawaii] was [tightening] the reins so they wouldn't run into the problems that later on in 2008 wound up plaguing the big banks. As people started pulling money out of the stock market and putting it into more secure bank accounts, [Bank of Hawaii] adjusted their accounts to make sure that they would remain at the top in their region by making some non interest paying accounts start paying interest and other such methods. ...

If the market is just taking a breather before going still higher, I will still get my 4.1% dividend to help me keep up.

What do you think about Bank of Hawaii, or any other stock for that matter? If you want to retire rich, you need to put together the best portfolio you can. Owning exceptional stocks is a surefire way to secure your financial future, and on Motley Fool CAPS, thousands of investors are working every day to find them. CAPS is 100% free, so get started!

Fool contributor Brian Pacampara owns no position in any of the companies mentioned. Try any of our Foolish newsletter services free for 30 days.

True to its name, The Motley Fool is made up of a motley assortment of writers and analysts, each with a unique perspective; sometimes we agree, sometimes we disagree, but we all believe in the power of learning from each other through our Foolish community. The Fool's disclosure policy always gets a perfect score.