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Why Aren't Banks Lending?

Data released by the FDIC this week suggests that banks are lending a smaller proportion of deposits than ever before.

By John Maxfield – Mar 1, 2013 at 1:34PM EST

On Tuesday, the FDIC released its Quarterly Banking Profile. Among other things, the data showed that the bank industry's loans-to-deposits ratio is at a historic low. In the video following the chart, Motley Fool contributor John Maxfield explains why this doesn't necessarily mean banks are lending less than ever before.

Source: FDIC's Quarterly Banking Profile.

 

Read Next

About the Author

John Maxfield
I write about banks, trying my best to balance the good and the bad.
XMFMaxfield

Stocks Mentioned

Bank of America Stock Quote
Bank of America
NYSE: BAC
$46.71
(-0.90%)-$0.43
Citigroup Stock Quote
Citigroup
NYSE: C
$105.62
(+0.11%)+$0.12
JPMorgan Chase Stock Quote
JPMorgan Chase
NYSE: JPM
$283.37
(+0.17%)+$0.48
Wells Fargo Stock Quote
Wells Fargo
NYSE: WFC
$74.09
(-1.54%)-$1.16

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