Preferred Bank logo

Preferred Bank(NASDAQ) PFBC

Market Cap$1.26BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2001)+267%
5 Year+80%
1 Year+20%
1 Month+2%
$106.09
-0.59%
-0.63Today
Preferred Bank last closing stock price
MetricPriceDate
Last closeUSD 106.722026-10-23
Preferred Bank stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+2.21%USD 104.412026-10-16
1 month+1.63%USD 105.012026-09-23
3 month+4.44%USD 102.192026-07-24
Year to date+16.7%USD 91.452025-12-31
1 year+20.04%USD 88.902025-10-23
3 year+96.55%USD 54.302023-10-24
5 year+79.84%USD 59.342021-10-22
Since inception+267.02%USD 29.082001-06-15

Preferred Bank Financials at a Glance

Market Cap

$1.26BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$501.43M

Net Income (TTM)

$132.45M

EPS (TTM)

$10.84

P/E Ratio

9.85

Dividend

$3.20

Beta (Volatility)

0.75 (Low)

Price

$106.09

Volume

118,446.074

Open

$107.40

Previous Close

$106.09

Daily Range

$106.06 - $109.76

52-Week Range

$81.50 - $112.26

Estimated Earnings Date

Jan 28, 2027

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About Preferred Bank

Preferred Bank is a regional commercial bank that provides a comprehensive range of banking products and services primarily to small and mid-sized businesses, entrepreneurs, and high-net-worth individuals across the United States. Established in 1991 and headquartered in Los Angeles, California, the bank operates multiple branches and focuses on delivering tailored financial solutions.

Products and Services
  • Diverse deposit options including checking, savings, and money market accounts
  • Real estate mortgage loans and commercial loans for various business needs
  • Trade finance solutions and specialized banking services for affluent clients
Growth Outlook
  • Consistent revenue growth with Q2 2026 revenue reaching $125.7 million
  • Strong net income of $33.5 million reported in Q2 2026
  • Robust return on equity at 17.32% for the trailing twelve months
Financial Highlights
  • Trailing twelve months revenue of $494.4 million, reflecting solid performance
  • Quarterly net income increased by 7.5% from Q1 to Q2 2026
  • Dividend yield of 3.09%, indicating a commitment to returning value to shareholders
Preferred Bank has demonstrated a strong financial performance, with a notable increase in revenue and net income over recent quarters. The bank's focus on small and mid-sized businesses positions it well for continued growth, particularly in the current economic climate where such enterprises seek reliable banking partners. The solid return on equity and consistent dividend yield further enhance its attractiveness to potential investors. With a diverse range of products and services tailored to meet the needs of its clients, Preferred Bank is well-equipped to navigate the evolving financial landscape.
AI Generated • Oct 20, 2026

Industry

Banks

Employees

324

CEO

Li Yu, MBA

Headquarters

Los Angeles, CA 90017, US

PFBC Financials

Key Financial Metrics (TTM)

Gross Margin

55.80%

Operating Margin

37.91%

Net Income Margin

26.42%

Return on Equity

16.84%

Return on Capital

16.16%

Return on Assets

1.69%

Earnings Yield

10.15%

Dividend Yield

3.00%

Payout Ratio

28.54%

Stock Overview

Market Cap

$1.26BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

11.85M

Volume

118.45K

Avg. Volume

119.58K

Financials (TTM)

Gross Profit

$279.78M

Operating Income

$190.08M

EBITDA

$190.86M

Operating Cash Flow

$171.91M

Capital Expenditure

-$4.01M

Free Cash Flow

$167.90M

Cash & ST Invst.

$681.03M

Total Debt

$381.07M

Preferred Bank Performance Analysis

Preferred Bank annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 301,426,00037.8%
20232023-12-31USD 481,757,00059.8%
20242024-12-31USD 520,427,0008.0%
20252025-12-31USD 499,036,000-4.1%
Preferred Bank sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42025-12-31-1.0%
Q12026-03-31-6.5%
Q22026-06-304.1%
Q32026-09-30-0.1%
Preferred Bank annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 8.7035.8%
20232023-12-31USD 10.5220.9%
20242024-12-31USD 9.64-8.4%
20252025-12-31USD 10.418.0%
Preferred Bank sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42025-12-31-1.8%
Q12026-03-31-9.3%
Q22026-06-309.9%
Q32026-09-30-1.8%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q3 2026YOY CHG

Revenue

$125.60M

-3.8%

Gross Profit

$69.63M

-3.9%

Gross Margin

55.44%

N/A

Market Cap

$1.26BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$3.90M

N/A

Employees

324

N/A

Net Income

$32.95M

-8.3%

EBITDA

$47.54M

-7.5%

Quarterly Fundamentals

Name
Q3 2026YOY CHG

Total Cash

$681.03M

-14.4%

Total Debt

$381.07M

+0.4%

Accounts Receivable

$38.35M

-7.9%

Inventory

$0.00

N/A

Long Term Debt

$381.07M

+0.4%

Short Term Debt

$0.00

-100.0%

Return on Assets

1.69%

N/A

Return on Invested Capital

2.43%

N/A

Free Cash Flow

$26.58M

+4.3%

Operating Cash Flow

$28.44M

+10.8%

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
OSBCOld Second Bancorp, Inc.
$24.77+1.39%
HFWAHeritage Financial Corporation
$29.11-0.14%
NBNNortheast Bank
$131.32+2.00%
CPFCentral Pacific Financial Corp.
$37.73+0.11%

Trending Stocks

Symbol / CompanyPricePrice Chg
NUNu Holdings
$12.59-16.95%
EWZiShares - iShares Msci Brazil ETF
$34.15-19.82%
ITUBItaú Unibanco
$7.70-20.37%
XPXP
$15.71-48.36%

Questions About PFBC

What is the current price of Preferred Bank?

Preferred Bank is trading at $106.09 per share.

What is the 52-week range for Preferred Bank?

Over the past 52 weeks, Preferred Bank has traded between $81.50 and $112.26.

How much debt does Preferred Bank have?

As of the most recent reporting period, Preferred Bank reported total debt of $381.07M.

How much cash does Preferred Bank have on hand?

Preferred Bank does not have cash on hand data available.

What is Preferred Bank’s dividend yield?

Preferred Bank currently has a dividend yield of 3.00%.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.