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Credit Acceptance Stock Quote

Credit Acceptance (NASDAQ: CACC)

$501.82
(1.5%)
+7.41
Price as of October 21, 2025, 4:00 p.m. ET

KEY DATA POINTS

Current Price
$501.82
Daily Change
(1.5%) +$7.41
Day's Range
$494.41 - $514.84
Previous Close
$501.82
Open
$494.41
Beta
1.24
Volume
113,152
Average Volume
118,334
Sector
Market Cap
5.6B
Market Cap / Employee
$494.41M
52wk Range
$414.16 - $560
Revenue
-
Gross Margin
0.99%
Dividend Yield
N/A
EPS
$34.69
CAPs Rating
-
Industry
Consumer Finance

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Credit Acceptance Return vs. S&P

1 Year5 Year5 Year AnnualizedSince IPO
CACC+5.02%+49.28%+8.34%+18,155%
S&P+14.84%+96.04%+14.41%+1,529%

Credit Acceptance Company Info

Credit Acceptance Corp. engages in the provision of dealer financing programs that enables automobile dealers to sell vehicles to consumers, regardless of its credit history. Its financing programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers. The company was founded by Donald A. Foss in 1972 and is headquartered in Southfield, MI.

News & Analysis

Financial Health

General

Q2 2025YOY Change
Revenue$583.80M8.5%
Gross Profit$577.00M8.6%
Gross Margin98.84%0.1%
Market Cap$5.91B0.0%
Market Cap / Employee$2.43M0.0%
Employees2.4K8.9%
Net Income$87.40M285.6%
EBITDA$415.30M3.7%

Currently no data to display

Revenue Growth Rate

Currently no data to display.

Earnings Per Share Growth Rate

Currently no data to display.

Assets

Q2 2025YOY Change
Net Cash$563.80M8.9%
Inventory00.0%

Liabilities

Q2 2025YOY Change
Long Term Debt$6.41B9.6%
Short Term Debt$63.80M-34.8%

Ratios

Q2 2025YOY Change
Return On Assets5.00%2.6%
Return On Invested Capital9.02%0.0%

Cash Flow

Q2 2025YOY Change
Free Cash Flow$139.40M-31.5%
Operating Free Cash Flow$139.70M-31.5%

Valuation

MetricQ3 2024Q4 2024Q1 2025Q2 2025YoY Change
Price to Earnings29.7823.6422.0414.69-60.14%
Price to Book3.563.50-
Price to Sales2.642.692.852.64-15.77%
Price to Tangible Book Value3.563.50-
Price to Free Cash Flow TTM4.835.125.415.41-2.72%
Enterprise Value to EBITDA26.9526.1027.9428.64-2.32%
Free Cash Flow Yield20.7%19.5%18.5%18.5%2.80%
Return on Equity11.3%14.2%17.2%27.3%148.15%
Total Debt$6.25B$6.35B$6.71B$6.47B8.82%

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