Citizens & Northern

(NASDAQ) CZNC

Current Price$20.26

Market Cap$362.81M

Since IPO (1990)+1,718%

5 Year+3%

1 Year+9%

1 Month-12%

Citizens & Northern Financials at a Glance

Market Cap

$362.81M

Revenue (TTM)

$165.42M

Net Income (TTM)

$17.41M

EPS (TTM)

$1.08

P/E Ratio

18.69

Dividend

$1.12

Beta (Volatility)

0.57 (Low)

Dividend

$1.12

Beta (Volatility)

0.57 (Low)

Price

$20.26

Volume

61,459.242

Open

$20.79

Price

$20.26

Volume

61,459.242

Open

$20.79

Previous Close

$20.25

Daily Range

$20.20 - $21.43

52-Week Range

$18.02 - $24.11

Dividend

$1.12

Beta (Volatility)

0.57 (Low)

Price

$20.26

Volume

61,459.242

Open

$20.79

Previous Close

$20.25

Daily Range

$20.20 - $21.43

52-Week Range

$18.02 - $24.11

CZNC News

4 Unknown Dividend Stocks Yielding 5% or Higher That Retirees Should Consider Buying

Sean WilliamsMay 9, 2016

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About Citizens & Northern

Industry

Banks

Sector

Financials

Employees

460

CEO

J. Bradley Scovill

Website

www.cnbankpa.com

Headquarters

Wellsboro, PA 16901, US

CZNC Financials

Key Financial Metrics (TTM)

Gross Margin

59%

Operating Margin

13%

Net Income Margin

11%

Return on Equity

Return on Capital

Return on Assets

Earnings Yield

5.35%

Dividend Yield

5.53%

Payout Ratio

97.41%

Stock Overview

Market Cap

$362.81M

Shares Outstanding

17.92M

Volume

61.46K

Avg. Volume

41.39K

Financials (TTM)

Gross Profit

$100.75M

Operating Income

$28.64M

EBITDA

$28.64M

Operating Cash Flow

$32.00M

Capital Expenditure

$1.91M

Free Cash Flow

$30.10M

Cash & ST Invst.

$337.38M

Total Debt

$193.05M

Citizens & Northern Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name

Q1 2026YOY CHG

Revenue

$48.78M

+27.3%

Gross Profit

$23.05M

-12.6%

Gross Margin

47.24%

N/A

Market Cap

$362.81M

N/A

Market Cap/Employee

$939.93K

N/A

Employees

386

N/A

Net Income

$273.00K

-95.7%

EBITDA

$335.00K

-95.9%

Quarterly Fundamentals

Name

Q1 2026YOY CHG

Net Cash

$139.60M

-142.5%

Accounts Receivable

$11.90M

+28.2%

Inventory

$0.00

N/A

Long Term Debt

$139.94M

-27.9%

Short Term Debt

$53.11M

+9200.9%

Return on Assets

0.55%

N/A

Return on Invested Capital

0.68%

N/A

Free Cash Flow

$8.47M

+713.3%

Operating Cash Flow

$8.65M

+446.7%

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Questions About CZNC

What is the current price of Citizens & Northern?

Citizens & Northern is trading at $20.25 per share.

What is the 52-week range for Citizens & Northern?

Over the past 52 weeks, Citizens & Northern has traded between $18.02 and $24.12.

How much debt does Citizens & Northern have?

As of the most recent reporting period, Citizens & Northern reported total debt of $193.05M.

How much cash does Citizens & Northern have on hand?

Citizens & Northern does not have cash on hand data available.

What is Citizens & Northern’s dividend yield?

Citizens & Northern currently has a dividend yield of 5.53%.

Citizens & Northern

Citizens & Northern Financials at a Glance

CZNC News

4 Unknown Dividend Stocks Yielding 5% or Higher That Retirees Should Consider Buying

CZNC: Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

About Citizens & Northern

CZNC Financials

Key Financial Metrics (TTM)

Stock Overview

Financials (TTM)

Citizens & Northern Performance Analysis

Revenue Growth Rate

Earnings Per Share Growth Rate

Quarterly Performance

Quarterly Fundamentals

Other Investments to Explore

People Also Watch

Trending Stocks

Questions About CZNC

What is the current price of Citizens & Northern?

What is the 52-week range for Citizens & Northern?

How much debt does Citizens & Northern have?

How much cash does Citizens & Northern have on hand?

What is Citizens & Northern’s dividend yield?

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