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Preferred Bank(NASDAQ) PFBC

Market Cap$1.39BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2001)+253%
5 Year+92%
1 Year+12%
1 Month-1%
$103.51
+0.08%
+0.08Today
After hours$103.29-$0.22 (-0.21%)
Preferred Bank last closing stock price
MetricPriceDate
Last closeUSD 103.532026-08-28
Preferred Bank stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-0.92%USD 104.492026-08-21
1 month-1.22%USD 104.812026-07-29
3 month+8.86%USD 95.112026-05-29
Year to date+12.36%USD 92.142025-12-31
1 year+12.43%USD 92.082025-08-28
3 year+83.67%USD 56.372023-08-29
5 year+91.98%USD 53.932021-08-27
Since inception+253.37%USD 29.302001-06-15

Preferred Bank Financials at a Glance

Market Cap

$1.39BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$506.34M

Net Income (TTM)

$135.45M

EPS (TTM)

$10.95

P/E Ratio

9.45

Dividend

$3.15

Beta (Volatility)

0.76 (Low)

Price

$103.51

Volume

75,939.295

Open

$103.75

Previous Close

$103.53

Daily Range

$102.43 - $104.30

52-Week Range

$81.50 - $112.26

Estimated Earnings Date

Oct 19, 2026

PFBC News

featured-earnings-leadership-highlights.png

Preferred Bank's Profits Jump in Q2 After Stock Buybacks

Motley Fool Markets TeamJul 21, 2025
BD Scorecard

Capital One Takes First Place in Bank Director Magazine’s 2015 Bank Scorecard

John MaxfieldAug 11, 2015

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About Preferred Bank

Preferred Bank is a regional bank that provides a comprehensive range of commercial banking products and services across the United States. The bank primarily serves small and mid-sized businesses, entrepreneurs, real estate developers, and high-net-worth individuals.

Products and Services
  • Diverse deposit options including checking, savings, and money market accounts
  • Real estate mortgage loans and commercial loans for various business needs
  • Trade finance solutions and specialized banking services for affluent clients
Growth Outlook
  • Revenue increased to $125.7 million in Q2 2026, up from $120.8 million in Q1 2026
  • Net income rose to $33.5 million in Q2 2026, reflecting strong operational performance
  • Return on equity stands at 17.32%, indicating effective capital utilization
Financial Highlights
  • Trailing twelve months (TTM) revenue of $500.5 million, showcasing consistent growth
  • Dividend yield of 3.04%, providing attractive returns to shareholders
  • Net profit margin of 26.75% in Q2 2026, demonstrating strong profitability
Preferred Bank has established itself as a reliable financial institution with a focus on serving the needs of its clients. The bank's diverse product offerings cater to a wide range of customers, from small businesses to affluent individuals. Recent financial performance indicates a positive trajectory, with significant revenue growth and strong profitability metrics. The bank's commitment to providing tailored banking solutions positions it well for continued success in the competitive regional banking sector.
AI Generated • Aug 21, 2026

Industry

Banks

Sector

Financials

Employees

324

CEO

Li Yu, MBA

Website

www.preferredbank.com

Headquarters

Los Angeles, CA 90017, US

PFBC Financials

Key Financial Metrics (TTM)

Gross Margin

55.82%

Operating Margin

38.22%

Net Income Margin

26.75%

Return on Equity

17.32%

Return on Capital

16.16%

Return on Assets

1.75%

Earnings Yield

10.58%

Dividend Yield

3.04%

Payout Ratio

27.91%

Stock Overview

Market Cap

$1.39BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

13.39M

Volume

75.94K

Avg. Volume

112.71K

Financials (TTM)

Gross Profit

$282.63M

Operating Income

$193.51M

EBITDA

$194.71M

Operating Cash Flow

$171.91M

Capital Expenditure

-$4.01M

Free Cash Flow

$167.90M

Cash & ST Invst.

$749.82M

Total Debt

$382.12M

Preferred Bank Performance Analysis

Preferred Bank annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 301,426,00037.8%
20232023-12-31USD 481,757,00059.8%
20242024-12-31USD 520,427,0008.0%
20252025-12-31USD 499,036,000-4.1%
Preferred Bank sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-305.1%
Q42025-12-31-1.0%
Q12026-03-31-6.5%
Q22026-06-304.1%
Preferred Bank annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 8.7035.8%
20232023-12-31USD 10.5220.9%
20242024-12-31USD 9.64-8.4%
20252025-12-31USD 10.418.0%
Preferred Bank sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3010.5%
Q42025-12-31-1.8%
Q12026-03-31-9.3%
Q22026-06-309.9%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$125.75M

+1.2%

Gross Profit

$72.09M

+4.4%

Gross Margin

57.33%

N/A

Market Cap

$1.39BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$4.28M

N/A

Employees

324

N/A

Net Income

$33.54M

+2.1%

EBITDA

$48.56M

+3.3%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$749.82M

-3.4%

Total Debt

$382.12M

+2.8%

Accounts Receivable

$32.82M

-20.9%

Inventory

$0.00

N/A

Long Term Debt

$382.12M

+2.8%

Short Term Debt

$3.07M

N/A

Return on Assets

1.75%

N/A

Return on Invested Capital

2.50%

N/A

Free Cash Flow

$26.58M

+4.3%

Operating Cash Flow

$28.44M

+10.8%

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Questions About PFBC

What is the current price of Preferred Bank?

Preferred Bank is trading at $103.53 per share.

What is the 52-week range for Preferred Bank?

Over the past 52 weeks, Preferred Bank has traded between $81.50 and $112.26.

How much debt does Preferred Bank have?

As of the most recent reporting period, Preferred Bank reported total debt of $382.12M.

How much cash does Preferred Bank have on hand?

Preferred Bank does not have cash on hand data available.

What is Preferred Bank’s dividend yield?

Preferred Bank currently has a dividend yield of 3.04%.

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