Accessibility Menu
 
Waterstone Financial logo

Waterstone Financial

(NASDAQ) WSBF

Current Price$18.33
Market Cap$337.27M
Since IPO (2005)+219%
5 Year+15%
1 Year+54%
1 Month+5%

Waterstone Financial Financials at a Glance

Market Cap

$337.27M

Revenue (TTM)

$201.61M

Net Income (TTM)

$26.40M

EPS (TTM)

$1.48

P/E Ratio

12.38

Dividend

$0.60

Beta (Volatility)

0.54 (Low)

Price

$18.33

Volume

1,572

Open

$18.52

Previous Close

$18.33

Daily Range

$18.30 - $18.52

52-Week Range

$11.61 - $18.88

WSBF: Motley Fool Moneyball Superscore

47

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About Waterstone Financial

Industry

Diversified Financial Services

Employees

593

CEO

William F. Bruss

Headquarters

Wauwatosa, WI 53226, US

WSBF Financials

Key Financial Metrics (TTM)

Gross Margin

71%

Operating Margin

17%

Net Income Margin

13%

Return on Equity

8%

Return on Capital

2%

Return on Assets

1%

Earnings Yield

8.08%

Dividend Yield

0.03%

Payout Ratio

40.78%

Stock Overview

Market Cap

$337.27M

Shares Outstanding

18.36M

Volume

1.57K

Short Interest

0.00%

Avg. Volume

57.04K

Financials (TTM)

Gross Profit

$143.63M

Operating Income

$33.45M

EBITDA

$33.45M

Operating Cash Flow

$19.02M

Capital Expenditure

$1.17M

Free Cash Flow

$17.86M

Cash & ST Invst.

$294.41M

Total Debt

$412.26M

Waterstone Financial Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

$54.31M

+14.2%

Gross Profit

$40.47M

+30.6%

Gross Margin

74.51%

N/A

Market Cap

$337.27M

N/A

Market Cap/Employee

$562.12K

N/A

Employees

600

N/A

Net Income

$7.71M

+48.0%

EBITDA

$8.19M

+20.4%

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Net Cash

$117.85M

+53.8%

Accounts Receivable

$1.66B

N/A

Inventory

$0.00

N/A

Long Term Debt

$190.00M

+26.7%

Short Term Debt

$222.26M

-25.0%

Return on Assets

1.17%

N/A

Return on Invested Capital

1.64%

N/A

Free Cash Flow

$19.92M

-186.3%

Operating Cash Flow

$19.33M

-182.5%

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
ISBAIsabella Bank Corporation
$45.72-0.89%
PCBPCB Bancorp
$23.33+1.39%
BCMLBayCom Corp
$30.23+0.80%
PLBCPlumas Bancorp
$49.89-0.18%

Trending Stocks

Symbol / CompanyPricePrice Chg
TSLLDirexion Shares ETF Trust - Direxion Daily Tsla Bull 2x Shares
$10.49-0.03%
NVDANvidia
$178.10+0.00%
TQQQProShares Trust - ProShares UltraPro Qqq
$44.15+0.00%
INTCIntel
$52.91+0.04%

Questions About WSBF

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.