Community Financial System
(NYSE) CBU
Community Financial System Financials at a Glance
Market Cap
$3.56B
Revenue (TTM)
$1.03B
Net Income (TTM)
$218.06M
EPS (TTM)
$4.11
P/E Ratio
16.48
Dividend
$1.88
Beta (Volatility)
0.80 (Low)
Dividend
$1.88
Beta (Volatility)
0.80 (Low)
Price
$67.50
Volume
23,029
Open
$68.26
Price
$67.50
Volume
23,029
Open
$68.26
Previous Close
$67.50
Daily Range
$67.19 - $68.55
52-Week Range
$51.12 - $68.55
Estimated Earnings Date
Jul 28, 2026
Dividend
$1.88
Beta (Volatility)
0.80 (Low)
Price
$67.50
Volume
23,029
Open
$68.26
Previous Close
$67.50
Daily Range
$67.19 - $68.55
52-Week Range
$51.12 - $68.55
Estimated Earnings Date
Jul 28, 2026
CBU News
Regional Banks Earnings Rundown
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Get Access NowAbout Community Financial System
Industry
Banks
Sector
FinancialsEmployees
3,001
CEO
Dimitar A. Karaivanov, MBA
Headquarters
Dewitt, NY 13214-1883, US
CBU Financials
Key Financial Metrics (TTM)
Gross Margin
79.45%
Operating Margin
27.85%
Net Income Margin
21.26%
Return on Equity
11.11%
Return on Capital
10.00%
Return on Assets
1.23%
Earnings Yield
6.07%
Dividend Yield
2.78%
Payout Ratio
44.99%
Stock Overview
Market Cap
$3.56B
Shares Outstanding
52.55M
Volume
23.03K
Avg. Volume
258.47K
Financials (TTM)
Gross Profit
$815.03M
Operating Income
$285.74M
EBITDA
$318.33M
Operating Cash Flow
$310.91M
Capital Expenditure
-$84.64M
Free Cash Flow
$226.27M
Cash & ST Invst.
$572.17M
Total Debt
$647.35M
Community Financial System Performance Analysis
Revenue Growth Rate
Annual and quarterly growth comparisonEarnings Per Share Growth Rate
Annual and quarterly EPS growth comparisonQuarterly Performance
Revenue
$258.56M
+6.1%
Gross Profit
$207.65M
+9.5%
Gross Margin
80.31%
N/A
Market Cap
$3.56B
N/A
Market Cap/Employee
$1.30M
N/A
Employees
2,730
N/A
Net Income
$57.22M
+15.3%
EBITDA
$84.32M
+17.8%
Quarterly Fundamentals
Total Cash
$572.17M
-31.4%
Total Debt
$647.35M
-24.9%
Accounts Receivable
$0.00
-100.0%
Inventory
$0.00
N/A
Long Term Debt
$446.32M
-25.0%
Short Term Debt
$201.03M
-24.6%
Return on Assets
1.23%
N/A
Return on Invested Capital
1.63%
N/A
Free Cash Flow
$60.30M
+16.1%
Operating Cash Flow
$71.56M
+14.5%