United Community Banks
(NYSE) UCB
United Community Banks Financials at a Glance
Market Cap
$4.20B
Revenue (TTM)
$1.55B
Net Income (TTM)
$341.03M
EPS (TTM)
$2.74
P/E Ratio
12.82
Dividend
$1.00
Beta (Volatility)
1.00 (Low)
Dividend
$1.00
Beta (Volatility)
1.00 (Low)
Price
$35.60
Volume
48,733
Open
$35.20
Price
$35.60
Volume
48,733
Open
$35.20
Previous Close
$35.60
Daily Range
$35.15 - $35.66
52-Week Range
$28.65 - $36.77
Estimated Earnings Date
Jul 22, 2026
Dividend
$1.00
Beta (Volatility)
1.00 (Low)
Price
$35.60
Volume
48,733
Open
$35.20
Previous Close
$35.60
Daily Range
$35.15 - $35.66
52-Week Range
$28.65 - $36.77
Estimated Earnings Date
Jul 22, 2026
UCB News
Motley Fool Moneyball Superscore
Our CEO Is Handing Members His Secret Weapon
It's called Motley Fool Moneyball, our new proprietary AI tool
We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.
Get Access NowAbout United Community Banks
Industry
Banks
Sector
FinancialsEmployees
3,118
CEO
Herbert Lynn Harton
Website
www.ucbi.comHeadquarters
Blairsville, GA 30512, US
UCB Financials
Key Financial Metrics (TTM)
Gross Margin
67.97%
Operating Margin
28.39%
Net Income Margin
22.02%
Return on Equity
9.41%
Return on Capital
10.99%
Return on Assets
1.21%
Earnings Yield
7.80%
Dividend Yield
2.85%
Payout Ratio
36.13%
Stock Overview
Market Cap
$4.20B
Shares Outstanding
119.76M
Volume
48.73K
Avg. Volume
867.84K
Financials (TTM)
Gross Profit
$1.05B
Operating Income
$439.61M
EBITDA
$493.93M
Operating Cash Flow
$405.95M
Capital Expenditure
-$30.19M
Free Cash Flow
$375.76M
Cash & ST Invst.
$4.17B
Total Debt
$120.50M
United Community Banks Performance Analysis
Revenue Growth Rate
Annual and quarterly growth comparisonEarnings Per Share Growth Rate
Annual and quarterly EPS growth comparisonQuarterly Performance
Revenue
$377.71M
+3.1%
Gross Profit
$265.66M
+16.8%
Gross Margin
70.33%
N/A
Market Cap
$4.20B
N/A
Market Cap/Employee
$1.41M
N/A
Employees
2,982
N/A
Net Income
$84.29M
+18.0%
EBITDA
$128.17M
+24.9%
Quarterly Fundamentals
Total Cash
$4.17B
-15.9%
Total Debt
$120.50M
-52.6%
Accounts Receivable
$0.00
N/A
Inventory
$0.00
N/A
Long Term Debt
$120.50M
-52.6%
Short Term Debt
$0.00
N/A
Return on Assets
1.21%
N/A
Return on Invested Capital
10.59%
N/A
Free Cash Flow
$62.36M
-33.9%
Operating Cash Flow
$69.28M
-29.8%