United Community Banks
(NYSE) UCB
United Community Banks Financials at a Glance
Market Cap
$3.98B
Revenue (TTM)
$1.55B
Net Income (TTM)
$341.03M
EPS (TTM)
$2.74
P/E Ratio
12.15
Dividend
$0.99
Beta (Volatility)
1.02 (Average)
Dividend
$0.99
Beta (Volatility)
1.02 (Average)
Price
$33.33
Volume
29,765
Open
$33.22
Price
$33.33
Volume
29,765
Open
$33.22
Previous Close
$33.33
Daily Range
$33.22 - $33.59
52-Week Range
$27.23 - $36.77
Estimated Earnings Date
Jul 22, 2026
Dividend
$0.99
Beta (Volatility)
1.02 (Average)
Price
$33.33
Volume
29,765
Open
$33.22
Previous Close
$33.33
Daily Range
$33.22 - $33.59
52-Week Range
$27.23 - $36.77
Estimated Earnings Date
Jul 22, 2026
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Get Access NowAbout United Community Banks
Industry
Banks
Sector
FinancialsEmployees
3,118
CEO
Herbert Lynn Harton
Website
www.ucbi.comHeadquarters
Blairsville, GA 30512, US
UCB Financials
Key Financial Metrics (TTM)
Gross Margin
68%
Operating Margin
28%
Net Income Margin
22%
Return on Equity
9%
Return on Capital
11%
Return on Assets
1%
Earnings Yield
8.23%
Dividend Yield
2.98%
Payout Ratio
36.13%
Stock Overview
Market Cap
$3.98B
Shares Outstanding
119.69M
Volume
29.77K
Avg. Volume
839.74K
Financials (TTM)
Gross Profit
$1.01B
Operating Income
$422.41M
EBITDA
$456.52M
Operating Cash Flow
$435.30M
Capital Expenditure
-$27.58M
Free Cash Flow
$407.72M
Cash & ST Invst.
$3.95B
Total Debt
$205.40M
United Community Banks Performance Analysis
Revenue Growth Rate
Annual and quarterly growth comparisonEarnings Per Share Growth Rate
Annual and quarterly EPS growth comparisonQuarterly Performance
Revenue
$377.71M
+3.1%
Gross Profit
$265.66M
+16.8%
Gross Margin
70.33%
N/A
Market Cap
$3.98B
N/A
Market Cap/Employee
$1.33M
N/A
Employees
2,982
N/A
Net Income
$84.29M
+18.0%
EBITDA
$108.36M
+5.6%
Quarterly Fundamentals
Net Cash
$3.63B
-22.8%
Accounts Receivable
$58.40M
N/A
Inventory
$0.00
N/A
Long Term Debt
$120.50M
-52.6%
Short Term Debt
$0.00
N/A
Return on Assets
1.21%
N/A
Return on Invested Capital
10.59%
N/A
Free Cash Flow
$62.36M
-33.9%
Operating Cash Flow
$69.28M
-29.8%