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Required Minimum Distributions for IRAs

How much do you need to take out of your IRA this year? Here's what you need to know.

By Motley Fool Retirement Team – Updated Feb 24, 2025 at 2:37PM

Key Points

  • RMDs begin at age 73 for tax-deferred accounts like traditional IRAs and 401(k)s.
  • Calculate your RMD by dividing your account balance by the IRS life expectancy table factor.
  • Ensure your total RMD withdrawal meets IRS requirements across all retirement accounts.
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