Based on the aggregated intelligence of 145,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, independent petroleum refiner Holly (NYSE:HOC) has earned a coveted five-star ranking.

With that in mind, let's take a closer look at Holly's business and see what CAPS investors are saying about the stock right now.

Holly facts

Headquarters (Founded)

Dallas (1947)

Market Cap

$1.29 billion

Industry

Oil and gas refining

Trailing-12-Month Revenue

$4.1 billion

Management

CEO Matthew Clifton (since 2006)

CFO Bruce Shaw (since 2008)

Return on Equity (Average, Past 3 Years)

33.2%

Cash / Debt

$99.6 million / $608.9 million

Dividend Yield

2.3%

Competitors

Western Refining (NYSE:WNR)

Valero Energy (NYSE:VLO)

ExxonMobil (NYSE:XOM)

CAPS Members Bullish on HOC Also Bullish on

Frontier Oil (NYSE:FTO)

Freeport-McMoRan (NYSE:FCX)

CAPS Members Bearish on HOC Also Bearish on

Harley-Davidson (NYSE:HOG)

Sources: Capital IQ (a division of Standard & Poor's) and Motley Fool CAPS.

On CAPS, 95% of the 618 members who have rated Holly believe the stock will outperform the S&P 500 going forward. These bulls include golfDoug and All-Star jamespeer, who is ranked in the top 3% of our community.

Two months ago, golfDoug kindly informed Fools that Holly "sports a profitable base; ambitious, forward growth plans; a solid management team; and a decent balance sheet."

In a pitch from last month, jamespeer also suggested a refined approach to oil:

I believe refining will continue to pick up and demand will grow and grow over the next 5 years and beyond. Oil and gas prices are under a bit of pressure in the short term but I am definitely bullish mid-long term.

This stock is currently trading [around] 2x book with a relatively low P/E, decent cash holding and no debt coming due soon, and when we take into account good growth opportunities and the fact they consistently generate very strong revenues, I think this is very good value at this price.

What do you think about Holly, or any other stock for that matter? If you want to retire rich, you need to put together the best portfolio you can. Owning exceptional stocks is a surefire way to secure your financial future, and on Motley Fool CAPS, thousands of investors are working every day to find them. CAPS is 100% free, so get started!