Based on the aggregated intelligence of 180,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, bank holding company Hudson City Bancorp
With that in mind, let's take a closer look at Hudson City's business and see what CAPS investors are saying about the stock right now.
Hudson City facts
| Headquarters (Founded) | Paramus, N.J. (1868) |
| Market Cap | $4.3 billion |
| Industry | Savings and loans |
| Trailing-12-Month Revenue | $1.17 billion |
| Management | Chairman/CEO Ronald Hermance Jr. CFO James Kranz |
| Return on Equity (Average, Past 3 Years) | 5.7% |
| Dividend Yield | 3.9% |
Sources: Capital IQ (a division of Standard & Poor's) and Motley Fool CAPS.
On CAPS, 94% of the 765 members who have rated Hudson City believe the stock will outperform the S&P 500 going forward. These bulls include Brooer and London2485.
A few months ago, Brooer tapped the stock as a bankable bargain opportunity:
Good management team allowed Hudson to weather the banking crisis better than most. Current problems temporary. Five to ten years down the road those who invest now may be handsomely rewarded.
In fact, Hudson City currently sports a cheapish price-to-book of 0.9. That represents a discount to much larger counterparts M&T Bank
CAPS member London2485 elaborates on the bull case:
Hudson City Bancorp was not a financial institution that needed federal bailout money. That fact alone should put this regional bank on a "company to watch" list. ... HCBK caters to a middle-upper class community in the metro-NYC region, so the risk of sub-prime loans are relatively small (and the bank has consistently followed conservative accounting practices). ... HCBK will pull through these "murky" times.
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