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HSA vs. PPO Plans: Which One Benefits You More?

Decide whether an HSA or a PPO is a better fit for your healthcare needs.

By Motley Fool Retirement TeamUpdated Nov 25, 2024 at 9:45 PM

Key Points

  • HSAs offer triple tax benefits and investment growth but require high-deductible plans.
  • PPO plans reduce out-of-pocket medical costs but come with higher premiums.
  • Choose HSAs for future savings if healthy; PPO if frequent healthcare is needed.

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