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Collecting Social Security Spousal Benefits

By Matthew Frankel, CFPUpdated Nov 10, 2025 at 9:04 AM

Key Points

  • If your spouse earns more, you might get more from their Social Security than yours.
  • You can receive 32.5% to 50% of a spouse's benefit, depending on your claim age.
  • Eligibility requires being married for at least a year and both over 62.

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