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Understanding Lifecycle Funds

Should they be part of your retirement investments?

By Adam Levy – Updated Feb 11, 2025 at 9:16PM

Key Points

  • Lifecycle funds adjust risk by shifting from stocks to bonds as retirement nears.
  • Most funds offer a clear prospectus detailing asset allocation changes over time.
  • High fees and a fixed path are potential downsides of investing in lifecycle funds.
Key findings are powered by ChatGPT and based solely off the content from this article. Findings are reviewed by our editorial team. The author and editors take ultimate responsibility for the content.

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