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What Does Per Stirpes Mean?

By Matthew Frankel, CFP – Updated Aug 12, 2025 at 12:54PM

Key Points

  • Per stirpes ensures descendants inherit an equal share of an estate, even if an heir predeceases.
  • Per capita divides estate equally only among living heirs, excluding descendants of deceased heirs.
  • Choosing per stirpes in a will can protect interests of grandchildren if their parent (your child) dies first.
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