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The Ascent Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

May 12, 2024 | By Christy Bieber

The Biggest Downside of CDs Could Actually Be a Huge Benefit in Some Situations. Here's Why

CDs require you to stay invested to avoid penalties, which means giving up liquidity for your money. Read on to learn why that can be a good thing.
May 12, 2024 | By Maurie Backman

The One Accounting Change That Could Make or Break Your Business

There's one accounting move that could do a world of good for your company. Read on to see what it is.
May 12, 2024 | By Ashley Maready

3 Reasons for Retirees to Invest in CDs

CDs have great perks for retired folks. Keep reading to learn why they're worth considering if you're no longer working.
May 12, 2024 | By Christy Bieber

3 Serious Downsides to Costco Worth Considering Before You Join

Costco has some big downsides, including costlier memberships than its competitors. Here's what you need to know before joining.
May 12, 2024 | By Christy Bieber

3 Questions You Must Ask Before Buying a CD

Don't rush into investing in CDs. Before you do, make sure you're ready by considering these three questions.
May 12, 2024 | By Dana George

10 Tips for Efficiently Managing Your Small Business Finances from Day One

Millions of Americans start new businesses each year. Take a look at 10 tips to ensure your business gets off to a good start.
May 12, 2024 | By Brittney Myers

6-Month vs. 12-Month CD: Where to Put $1,000 Right Now

CDs can help your money grow, but you need to choose the right term length. This is how to figure out the right fit.
May 12, 2024 | By Brittney Myers

Here's the Single Best Way to Earn Airline Elite Status

Airline elite status is becoming easier to get each year. Here's the best -- and second best -- way to make it happen.
May 12, 2024 | By Christy Bieber

CDs Offer Risk-Free Returns Above 5%. Here's Why They May Still Be a Bad Investment

CDs offer lower rates than you could earn from investing, plus you have to tie up your money for a set term. Find out if they're still worth buying.
May 12, 2024 | By Steven Porrello

Is It Ever OK to Be Late on Your Credit Card Payments?

Paying your credit cards on time can help you avoid repercussions. Find out what happens when you're late on a credit card and how to avoid it.
May 12, 2024 | By Ashley Maready

4 Ways My Finances Changed When I Went Freelance

Freelancing is a whole new way of life. Learn what you can expect if you take the plunge.
May 12, 2024 | By Emma Newbery

3 Banking Habits of Millionaires

You don't need to get lucky with the lottery to become a millionaire. With time and careful spending, many of us can build wealth. Find out how these banking practices could help.
May 12, 2024 | By Matt Frankel, CFP®

You Will Never Guess the State With the Cheapest Gas

Gas prices can be very different throughout the United States. Read on to learn where you can save the most on fuel costs.
May 12, 2024 | By Maurie Backman

3 Incredibly Useful Money Tips I Learned From My Mom

Leave it to parents to impart great financial wisdom. Read on for some tips my mom was kind enough to share when I was growing up.
May 11, 2024 | By Christy Bieber

Looking to Invest in a CD? Here's How to Pick the Right One

If you've decided to open a CD, you'll want to pick the best one for your situation. Read on for tips to choose the right account.
May 11, 2024 | By Kailey Hagen

This 10-Minute Move Could Shave 40% or More Off Your Car Insurance Premium

Car insurance premiums cost drivers thousands of dollars per year. But keep reading for a surprisingly simple way to reduce them.
May 11, 2024 | By Maurie Backman

One Underrated Reason to Invest in CDs

CDs commonly offer higher rates than savings accounts. But that's not the only reason to open one.
May 11, 2024 | By Maurie Backman

3 Financial Mistakes I've Made as a Mom -- and How to Avoid Them

We all make our share of financial blunders. Read on to learn about some of my mom fails.
May 11, 2024 | By Ben Gran

See What This Corporate Merger Expert Thinks About Capital One Buying Discover

Wondering how the Capital One-Discover merger might affect your wallet? This corporate merger expert has ideas for new credit cards that could "emerge."
May 11, 2024 | By Steven Porrello

No Way Am I Opening This 12-Month CD, Even Though Its Rate Is 5.92%

This flex CD has a high interest rate, but read the fine print carefully. Learn why this writer isn't opening a 12-month CD with a 5.92% APY.
May 11, 2024 | By Matt Frankel, CFP®

3 Times My Amex Platinum Card Saved Me Hundreds on a Trip

The Amex Platinum Card is worth more to me than its $695 annual fee. Learn how its travel benefits have saved me big time in the past year.
May 11, 2024 | By Maurie Backman

CD Rates May Decline if This Trend Continues, so Open Yours Now

There's a reason it pays to open a CD sooner rather than later. Read on to learn more.
May 11, 2024 | By Ben Gran

I'd Rather Open a CD at 5.00% APY Than Sign Up for These Savings Account Bonuses

Have you seen these big bank savings account bonuses of $200 or $525? Beware: APYs can be as low as 0.01%. Here's why the best CDs are a better deal.
May 11, 2024 | By Brittney Myers

The Big Reason I Don't Have a CD Despite 5% APYs

CD rates are higher than they've been in years. Check out why one writer still doesn't have one.
May 11, 2024 | By Natasha Etzel

Save $300+ at Costco When You Redecorate for Spring

Want to redecorate your home for spring? Costco has some great deals for you to shop. Find out how to save $300 or more on home decor buys at Costco.