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The Ascent Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

April 29, 2024 | By Lyle Daly

4 Top Perks of Airline Elite Status -- and How to Get Them Without It

Airline elite status includes lots of perks, especially in the highest tiers. Check out the most valuable ones and learn how to get them without elite status.
April 29, 2024 | By Christy Bieber

CD Rates Top 5% Right Now. But You Could Earn Double That Rate if You Do This Instead

It's possible to earn a competitive rate with a CD, but there's also another option out there that can reliably produce a better ROI. Learn more here.
April 29, 2024 | By Maurie Backman

Here's What Might Happen if You Don't Buy Pet Insurance Right Away

The sooner you buy pet insurance, the more it can do for you. Read on to learn more.
April 29, 2024 | By Kailey Hagen

Are CDs a Good Investment for Seniors?

CDs offer a safe way to grow the wealth you've worked so hard to build. Find out how to know if they're right for you.
April 29, 2024 | By Lyle Daly

I've Been Writing About Credit Cards for 8 Years. Here's the Type of Card I Recommend the Most

Picking the right type of credit card is important. Find out which type of card I think is the best choice for most consumers.
April 29, 2024 | By Maurie Backman

1 in 5 Americans Plans to Take a Workcation in 2024. Here's Why You Should Plan a Non-Work-Related Getaway

It's a good thing to be able to do your job from another location. But read on to see why taking a true vacation is so important.
April 29, 2024 | By Maurie Backman

I Want a $2 Million Nest Egg. How Do I Get There?

A $2 million nest egg may be within your reach. But it'll take some planning. Read on to learn more.
April 29, 2024 | By Chris Neiger

Here's How Much Americans' Top 3 Expenses Have Grown in 4 Years

Housing, transportation, and food costs have soared. Read on to find out how to lower your expenses.
April 29, 2024 | By Kailey Hagen

3 Little-Known Perks of Having Multiple Credit Cards

Having multiple credit cards has several benefits for your wallet. Here are three you should know about.
April 29, 2024 | By Lyle Daly

The Unexpected Downside of Keeping Too Much Money in Your Checking Account

A checking account isn't the place to keep large amounts of money. Discover a rarely discussed downside of doing so and how it could lead to financial issues.
April 29, 2024 | By Steven Porrello

5 Gift Cards You Should Always Buy at Costco

Buying gift cards at Costco could save you between $10 and $30 each. Learn which gift cards have the best value.
April 29, 2024 | By Brittney Myers

How Many Business Credit Cards Should You Have in 2024?

Small business credit cards can be powerful tools. Here's how many you should have in your (metaphorical) toolbox.
April 29, 2024 | By Maurie Backman

These 3 Strategies Help Me Avoid Overspending -- and They Could Work for You, Too

Sometimes, spending less boils down to setting rules for yourself. Read on to learn more.
April 29, 2024 | By Lyle Daly

Why I Refuse to Shop at Businesses That Charge Extra for Credit Card Purchases

Credit card surcharges are a frustrating and increasingly common practice. Find out why you may want to stop shopping at businesses that do this.
April 28, 2024 | By Jamie Matthews

5 Brand-Name Health and Beauty Items at Costco That Can Save You More Than $60

Buying Costco's Kirkland Signature brand isn't the only way to reap savings. Look to these five brand-name health and beauty products for a bargain at Costco.
April 28, 2024 | By Christy Bieber

How Many Times a Month Should You Go to Costco? Here's How to Decide

Going to Costco often enough to cover your membership fee is important, but you don't want to go too often. Here's how to find a balance.
April 28, 2024 | By Lyle Daly

5 Common Mistakes People Make With Credit Cards That Cost Money

With credit cards, it pays to be mistake free. Learn about some of the most common credit card mistakes and how to avoid them.
April 28, 2024 | By Chris Neiger

Americans Now Need to Earn $113,520 Annually to Afford a Typical Home

Houses are at near-record unaffordability. Read on to learn a few steps to help increase your chances of buying a home.
April 28, 2024 | By Steven Porrello

5 Little-Known Perks of the Costco Shopping App

The Costco shopping app has robust tools that can help loyal Costco shoppers manage their memberships. Learn its top perks and how to use them.
April 28, 2024 | By Dana George

5 Little-Known Features of POS Systems That Can Boost Sales

Point of Sale (POS) systems have become commonplace. However, business owners don't always use these unsung features.
April 28, 2024 | By Kailey Hagen

5 Little-Known Bank Fees That Could Cost You a Fortune

The right bank account could make you money, but too many fees could cost you more than you earn. Here are five fees to watch out for.
April 28, 2024 | By Christy Bieber

This Longstanding Rule of CD Investing Doesn't Apply Right Now

For a long time, longer-term CDs have offered higher rates than shorter-term CDs. Learn how current economic conditions have upended this rule.
April 28, 2024 | By Brittney Myers

Can You Really Have 20-Plus Credit Cards at the Same Time?

To some, credit cards are like potato chips: You can't have just one. But can you really have 20 -- or more? Here's the answer.
April 28, 2024 | By Kailey Hagen

Can't Decide Which Bank Is Right for You? 5 Questions to Ask Yourself

The bank you choose has a serious effect on your finances. Take a look at five questions to consider when deciding which institution to work with.
April 28, 2024 | By Ashley Maready

If You Don't Have Kids, Is It Still Worth Buying a Home?

Homeownership is not the exclusive province of parents or future parents -- it's open to all of us, even if we won't be raising kids. Read on to learn why.